Repco Home Finance Intrinsic Value
REPCOHOME Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹841.44 | ₹673.15 - ₹1009.73 | +98.3% | EPS: ₹70.12, Sector P/E: 12x |
| Book Value Method | asset | ₹435.17 | ₹391.65 - ₹478.69 | +2.6% | Book Value/Share: ₹543.97, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹280.00 | ₹252.00 - ₹308.00 | -34.0% | Revenue/Share: ₹280.00, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹848.60 | ₹763.74 - ₹933.46 | +100.0% | EBITDA: ₹1560.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹1060.75 | ₹848.60 - ₹1272.90 | +150.0% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹448.77 | ₹403.89 - ₹493.65 | +5.8% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹577.79 | ₹520.01 - ₹635.57 | +36.2% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹838.10 | ₹754.29 - ₹921.91 | +97.5% | ROE: 12.8%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹926.40 | ₹833.76 - ₹1019.04 | +118.3% | EPS: ₹70.12, BVPS: ₹543.97 |
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Valuation Comparison Chart
REPCOHOME Intrinsic Value Analysis
What is the intrinsic value of REPCOHOME?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Repco Home Finance (REPCOHOME) is ₹838.10 (median value). With the current market price of ₹424.30, this represents a +97.5% variance from our estimated fair value.
The valuation range spans from ₹280.00 to ₹1060.75, indicating ₹280.00 - ₹1060.75.
Is REPCOHOME undervalued or overvalued?
Based on our multi-method analysis, Repco Home Finance (REPCOHOME) appears to be trading below calculated value by approximately 97.5%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.02 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 4.29 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 12.8% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 88.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.12x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Repco Home Finance
Additional stock information and data for REPCOHOME
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-614 Cr | ₹-617 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-685 Cr | ₹-770 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-363 Cr | ₹-363 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹1,379 Cr | ₹1,375 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹849 Cr | ₹849 Cr | Positive Free Cash Flow | 8/10 |