Real Touch Finance P/B Ratio
Real Touch Finance (RTFL) P/B ratio is 1.23 (Moderate), book value per share ₹36.15 vs Financial Services average P/B of -3.85 — Moderate - Reasonably valued relative to book value. View RTFL 52-week performance for the annual high/low range and current price position.
Current Valuation Metrics
Book Value Breakdown (2025)
Valuation Signal
Sector Context
RTFL P/B Ratio — Valuation Insights & Book Value Analysis
Real Touch Finance price-to-book ratio interpretation, valuation status and historical context — current P/B 1.23 (Moderate). For live price, earnings yield and the full fundamental profile, see Real Touch Finance share price screener.
- Trading at premium to sector average PB of -3.85
Real Touch Finance P/B Ratio Historical Trend
RTFL annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Compare with RTFL fundamental valuation to assess whether the stock is under or overvalued.
RTFL Historical P/B Ratio — Book Value Per Share & Year-End Price
Real Touch Finance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 1.36 | ₹36.15 | ₹49.00 | ₹47 | Moderate |
| 2024 | 2.53 | ₹32.31 | ₹81.76 | ₹42 | Moderate |
| 2023 | 1.0 | ₹30.0 | ₹30.00 | ₹39 | Moderate |
| 2022 | 1.08 | ₹28.46 | ₹30.65 | ₹37 | Moderate |
| 2021 | 0.53 | ₹26.92 | ₹14.26 | ₹35 | Low |
RTFL vs Financial Services Peers — P/B Ratio Comparison
Real Touch Finance P/B 1.23 vs Financial Services average -3.85, median -0.03 — range -91.12–0.15.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Manraj Housing Finance | MANRAJH | -29.76 | ₹21 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| Gujarat Lease Financing | GLFL | -4.71 | ₹17 | Low |
| CMX Holdings | CMXLTD | -4.6 | ₹26 | Low |
| Classic Leasing & Finance | CLFL | -4.13 | ₹15 | Low |
| Roselabs Finance | ROSELABS | -4.07 | ₹21 | Low |
| Manipal Finance | MNPLFIN | -2.49 | ₹19 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |