Ramchandra Leasing & Finance P/B Ratio

RLFL • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
6.36
High Valuation
Very High - Significant premium, high growth expectations or speculative

Current Valuation Metrics

P/B Ratio 6.36
Current Price ₹9.80
Book Value/Share ₹12.00
Exchange BSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹6 Cr
Share Capital ₹5 Cr
Reserves & Surplus ₹1 Cr
Outstanding Shares 5,000,000
Book Value per Share ₹12.00

Valuation Signal

Signal Overvalued
Historical Avg 0.25
Historical Range 0.06 - 0.75
Percentile 100.0%

Sector Context

Sector Average -10.6
Sector Median -0.02
Sector Rank #11 of 50
Sector Percentile 22.0%

Key P/B Ratio Insights for Ramchandra Leasing & Finance

  • Stock appears overvalued with PB of 6.36, trading at significant premium to book value
  • Trading at high premium to book value - indicates strong growth expectations or asset-light business model
  • Current PB is 2403.9% above historical average
  • Trading at premium to sector average PB of -10.6

View the current stock price of Ramchandra Leasing & Finance for more insights.

P/B Ratio Historical Trend for Ramchandra Leasing & Finance

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.75 ₹12.0 ₹8.98 ₹6 Low
2024 0.29 ₹12.0 ₹3.45 ₹6 Low
2023 0.07 ₹12.0 ₹0.89 ₹6 Low
2022 0.1 ₹12.0 ₹1.16 ₹6 Low
2021 0.06 ₹10.0 ₹0.62 ₹5 Low

Sector P/B Ratio Comparison

Comparing Ramchandra Leasing & Finance with other companies in Financial Services sector
Sector Average
-10.6
Sector Median
-0.02
Lowest P/B
-339.81
Highest P/B
0.14
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
BEML Land Assets BLAL -339.81 ₹734 Low
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -32.17 ₹23 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -9.94 ₹10 Low
CMX Holdings CMXLTD -6.11 ₹36 Low
Gujarat Lease Financing GLFL -5.51 ₹17 Low
Roselabs Finance ROSELABS -4.53 ₹22 Low
Classic Leasing & Finance CLFL -3.33 ₹13 Low
Kiduja India KIDUJA -2.05 ₹49 Low