Ramchandra Leasing & Finance Intrinsic Value
Ramchandra Leasing & Finance (RLFL) median intrinsic value is ₹9.60 from 3 valuation models (range ₹6–₹10), vs current price ₹11.63 — -17.5% downside (Trading Above Median Value), margin of safety -21.1%. Browse RLFL annual financials for revenue, profit, balance sheet and cash flow data.
RLFL Valuation Methods Summary — DCF, Graham Number & P/E
Ramchandra Leasing & Finance intrinsic value across 3 models vs current price ₹11.63 — upside/downside and value range per method. Also explore RLFL stock price history to track price trends across different timeframes.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| Book Value Method | asset | ₹9.60 | ₹8.64 - ₹10.56 | -17.5% | Book Value/Share: ₹12.00, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹6.00 | ₹5.40 - ₹6.60 | -48.4% | Revenue/Share: ₹6.00, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹10.00 | ₹9.00 - ₹11.00 | -14.0% | EBITDA: ₹1.00Cr, EV/EBITDA: 5x |
RLFL Intrinsic Value vs Market Price — All Valuation Models
Ramchandra Leasing & Finance fair value range ₹6–₹10 vs current market price ₹11.63 across 3 valuation models. For current market price and key ratios, visit RLFL share price.
RLFL Intrinsic Value Analysis — Undervalued or Overvalued?
Ramchandra Leasing & Finance median intrinsic value ₹9.60, current price ₹11.63 — Trading Above Median Value by 17.5%, margin of safety -21.1%.
What is the intrinsic value of RLFL?
Based on our comprehensive analysis using 3 different valuation methods, the estimated intrinsic value of Ramchandra Leasing & Finance (RLFL) is ₹9.60 (median value). With the current market price of ₹11.63, this represents a -17.5% variance from our estimated fair value.
The valuation range spans from ₹6.00 to ₹10.00, indicating ₹6.00 - ₹10.00.
Is RLFL undervalued or overvalued?
Based on our multi-method analysis, Ramchandra Leasing & Finance (RLFL) appears to be trading above median value by approximately 17.5%.
RLFL Financial Health — Key Ratios vs Industry Benchmarks
Ramchandra Leasing & Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Operating Margin | 38.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.50x | Industry Standard: 1.0x+ | Above 0.5x | Measures asset utilization efficiency |
RLFL Cash Flow Quality — Operating & Free Cash Flow
Ramchandra Leasing & Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 7/10 |
| March 2023 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |