Punjab & Sind Bank P/B Ratio
Punjab & Sind Bank (PSB) P/B ratio is 1.18 (Moderate), book value per share ₹19.92 vs Banks average P/B of 1.44 — Moderate - Reasonably valued relative to book value. Read PSB dividend growth for the complete payout history and dividend yield track record.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
PSB P/B Ratio — Valuation Insights & Book Value Analysis
Punjab & Sind Bank price-to-book ratio interpretation, valuation status and historical context — current P/B 1.18 (Moderate). Explore PSB Benjamin Graham valuation to estimate fundamental worth using multiple valuation models.
- Current PB is 28.5% below historical average
- Trading at discount to sector average PB of 1.44
Punjab & Sind Bank P/B Ratio Historical Trend
PSB annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see PSB share price.
PSB Historical P/B Ratio — Book Value Per Share & Year-End Price
Punjab & Sind Bank annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 1.11 | ₹19.92 | ₹22.10 | ₹14,132 | Moderate |
| 2025 | 1.47 | ₹18.82 | ₹27.69 | ₹13,355 | Moderate |
| 2024 | 2.1 | ₹22.92 | ₹48.15 | ₹15,533 | Moderate |
| 2023 | 1.94 | ₹22.29 | ₹43.15 | ₹15,109 | Moderate |
| 2022 | 1.63 | ₹20.67 | ₹33.75 | ₹14,011 | Moderate |
PSB vs Banks Peers — P/B Ratio Comparison
Punjab & Sind Bank P/B 1.18 vs Banks average 1.44, median 1.33 — range 0.73–4.05.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Bank of Baroda | BANKBARODA | 0.73 | ₹123,146 | Low |
| Central Bank of India | CENTRALBK | 0.75 | ₹27,824 | Low |
| Suryoday Small Finance B… | SURYODAY | 0.77 | ₹1,539 | Low |
| Bank of India | BANKINDIA | 0.78 | ₹63,737 | Low |
| Capital Small Finance Ba… | CAPITALSFB | 0.83 | ₹1,225 | Low |
| Dhanlaxmi Bank | DHANBANK | 0.9 | ₹1,229 | Low |
| Punjab National Bank | PNB | 0.92 | ₹134,180 | Low |
| Utkarsh Small Finance Ba… | UTKARSHBNK | 0.95 | ₹2,527 | Low |
| Canara Bank | CANBK | 0.96 | ₹112,476 | Low |
| Karnataka Bank | KTKBANK | 1.0 | ₹12,305 | Moderate |