Punjab & Sind Bank Fair Value

Average Fair Value
₹26.08
Current Market Price: ₹24.28
+7.43% Price Difference

Punjab & Sind Bank (PSB) average fair value is ₹26.08 across 6 valuation models — P/E Based Valuation, P/B Based Valuation, Dividend Discount Model, Price-to-Sales Valuation, Asset-Based Valuation, Benjamin Graham Number, vs a current market price of ₹24.28 (+7.43%), fair value range ₹0.09–₹51.14. See PSB price to book ratio to compare market price against book value per share.

Fair Value Analysis Export

PSB Fair Value vs Current Price — Valuation Summary

PSB average fair value, fair value range, price gap and valuation status across 6 models: P/E Based Valuation, P/B Based Valuation, Dividend Discount Model, Price-to-Sales Valuation, Asset-Based Valuation, Benjamin Graham Number. For live price and a broader fundamental view, visit Punjab & Sind Bank screener.

Average Fair Value
₹26.08
Current Market Price
₹24.28
Price Difference
₹1.8
Percentage Difference
+7.43%
Fair Value Range
₹0.09 - ₹51.14
Methods Used
6
Analysis based on 6 valuation methods: P/E Based Valuation, P/B Based Valuation, Dividend Discount Model, Price-to-Sales Valuation, Asset-Based Valuation, Benjamin Graham Number

P/E Based Valuation

Current EPS ₹1.86
Sector Avg P/E 15.46
Historical Avg P/E N/A
Average Fair Value
₹31.29

P/B Based Valuation

Book Value/Share ₹18.82
Sector Avg P/B 1.38
Historical Avg P/B N/A
Average Fair Value
₹27.1

Dividend Discount Model

Current Dividend ₹0.07
Growth Rate -39.11%
Required Return 10.0%
Fair Value
₹0.09

Price-to-Sales Valuation

Revenue/Share ₹17.05
Sector Avg P/S 3.0
Fair Value
₹51.14

Asset-Based Valuation

Book Value/Share ₹18.82
Liquidation Value/Share ₹159.63
Fair Value
₹18.82

Benjamin Graham Number

Current EPS ₹1.86
Book Value/Share ₹18.82
Graham Multiplier 22.5
Current P/E 12.72
Graham Criteria 2/3
Graham Number
₹28.06
Criteria Met: P/E ≤ 15, P/B ≤ 1.5

PSB Fair Value Analysis — Data Sources & Coverage

Punjab & Sind Bank financial data sources, valuation methods applied and sector benchmarks used — 2026 financial year. Also explore PSB share price history to track price trends across different timeframes.

Methods Used
6
Data Year
2026
Sector
Banks

Available Data Sources: Financial statements, dividend history, balance sheet data , sector comparisons.

Data Currency: Financial data is from the current year (2026).

PSB vs Banks Sector Peers — P/E, P/B & Market Cap

Punjab & Sind Bank P/E ratio, P/B ratio and market capitalisation vs Banks sector peers — relative valuation comparison.

Company Symbol P/E Ratio P/B Ratio Market Cap (₹ Cr)
Tamilnad Mercantile Bank TMB 8.1 1.07 ₹10,816
Federal Bank FEDERALBNK 15.93 1.86 ₹71,214
Equitas Small Finance Ba… EQUITASBNK 75.73 1.27 ₹8,004
Bandhan Bank BANDHANBNK 25.91 1.26 ₹32,284
City Union Bank CUB 13.93 1.75 ₹18,569

Important Disclaimer

This fair value analysis is for informational and educational purposes only. The calculations are based on publicly available financial data and various valuation methodologies.

This analysis does not constitute investment advice, recommendations, or suggestions to buy, sell, or hold any securities. Past performance and financial data do not guarantee future results.

Please conduct your own research and consult with qualified financial advisors before making any investment decisions. Market conditions, company fundamentals, and other factors can significantly impact actual stock performance.