PTC India Financial Services P/B Ratio
PTC India Financial Services (PFS) P/B ratio is 0.63 (Low), book value per share ₹42.90 vs Financial Services average P/B of -3.68 — Low - Trading below book value, may indicate undervaluation. For live price, earnings yield and the full fundamental profile, see PTC India Financial Services share price screener.
Current Valuation Metrics
Book Value Breakdown (2025)
Valuation Signal
Sector Context
PFS P/B Ratio — Valuation Insights & Book Value Analysis
PTC India Financial Services price-to-book ratio interpretation, valuation status and historical context — current P/B 0.63 (Low). View PFS 52-week performance for the annual high/low range and current price position.
- Stock appears undervalued with PB of 0.63, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Current PB is 21.6% below historical average
- Trading at premium to sector average PB of -3.68
PTC India Financial Services P/B Ratio Historical Trend
PFS annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Review PFS P/E ratio to evaluate earnings-based valuation against sector peers.
PFS Historical P/B Ratio — Book Value Per Share & Year-End Price
PTC India Financial Services annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 0.78 | ₹42.9 | ₹33.50 | ₹2,754 | Low |
| 2024 | 1.09 | ₹39.55 | ₹42.93 | ₹2,539 | Moderate |
| 2023 | 1.1 | ₹38.05 | ₹42.00 | ₹2,443 | Moderate |
| 2022 | 0.46 | ₹35.26 | ₹16.05 | ₹2,264 | Low |
| 2021 | 0.59 | ₹33.02 | ₹19.60 | ₹2,120 | Low |
PFS vs Financial Services Peers — P/B Ratio Comparison
PTC India Financial Services P/B 0.63 vs Financial Services average -3.68, median -0.02 — range -91.12–0.12.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Manraj Housing Finance | MANRAJH | -26.33 | ₹20 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| Roselabs Finance | ROSELABS | -4.32 | ₹22 | Low |
| CMX Holdings | CMXLTD | -4.16 | ₹26 | Low |
| Gujarat Lease Financing | GLFL | -3.47 | ₹14 | Low |
| GACM Technologies DVR | GATECHDVR | -3.06 | ₹8 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |
| Manipal Finance | MNPLFIN | -1.91 | ₹14 | Low |