Power Finance Corporation Intrinsic Value

PFC • Financial Services
Current Stock Price
₹376.25
Primary Intrinsic Value
₹835.20
Market Cap
₹1241.6K Cr
+100.0% Upside
Median Value
₹752.50
Value Range
₹349 - ₹858
Assessment
Trading Below Calculated Value
Safety Margin
50.0%

PFC Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹835.20 ₹668.16 - ₹1002.24 +122.0% EPS: ₹69.60, Sector P/E: 12x
Book Value Method asset ₹376.13 ₹338.52 - ₹413.74 -0.0% Book Value/Share: ₹470.17, P/B: 0.8x
Revenue Multiple Method revenue ₹348.64 ₹313.78 - ₹383.50 -7.3% Revenue/Share: ₹348.64, P/S: 1.0x
EBITDA Multiple Method earnings ₹752.50 ₹677.25 - ₹827.75 +100.0% EBITDA: ₹108996.00Cr, EV/EBITDA: 5x
PEG Ratio Method growth ₹445.44 ₹400.90 - ₹489.98 +18.4% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹573.50 ₹516.15 - ₹630.85 +52.4% Revenue Growth: 6.0%, Adj P/E: 8.2x
ROE Based Valuation profitability ₹752.50 ₹677.25 - ₹827.75 +100.0% ROE: 20.2%, P/E Multiple: 16x
Graham Defensive Method conservative ₹858.07 ₹772.26 - ₹943.88 +128.1% EPS: ₹69.60, BVPS: ₹470.17
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check PFC share price latest .

Valuation Comparison Chart

PFC Intrinsic Value Analysis

What is the intrinsic value of PFC?

Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Power Finance Corporation (PFC) is ₹752.50 (median value). With the current market price of ₹376.25, this represents a +100.0% variance from our estimated fair value.

The valuation range spans from ₹348.64 to ₹858.07, indicating ₹348.64 - ₹858.07.

Is PFC undervalued or overvalued?

Based on our multi-method analysis, Power Finance Corporation (PFC) appears to be trading below calculated value by approximately 100.0%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.07 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Debt to Equity Ratio 7.59 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 20.2% Industry Standard: 15%+ Above 15% Measures shareholder return efficiency
Operating Margin 95.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.10x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹-92,269 Cr ₹-93,425 Cr Negative Cash Flow 3/10
March 2024 ₹-97,820 Cr ₹-99,525 Cr Negative Cash Flow 3/10
March 2023 ₹-74,717 Cr ₹-75,564 Cr Negative Cash Flow 3/10
March 2022 ₹4,905 Cr ₹4,632 Cr Positive Free Cash Flow 8/10
March 2021 ₹-59,143 Cr ₹-59,143 Cr Negative Cash Flow 3/10