PNB Housing Finance P/B Ratio
PNBHOUSING • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
1.17
Moderate Valuation
Moderate - Reasonably valued relative to book value
Current Valuation Metrics
P/B Ratio
1.17
Current Price
₹784.40
Book Value/Share
₹648.58
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹16,863 Cr
Share Capital
₹260 Cr
Reserves & Surplus
₹16,603 Cr
Outstanding Shares
260,000,000
Book Value per Share
₹648.58
Valuation Signal
Signal
Fairly Valued
Historical Avg
1.14
Historical Range
0.76 - 1.52
Percentile
40.0%
Sector Context
Sector Average
-10.03
Sector Median
-0.02
Sector Rank
#11 of 50
Sector Percentile
22.0%
Key P/B Ratio Insights for PNB Housing Finance
- Trading at premium to sector average PB of -10.03
P/B Ratio Historical Trend for PNB Housing Finance
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for PNB Housing Finance
Additional stock information and data for PNBHOUSING
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 1.47 | ₹648.58 | ₹951.50 | ₹16,863 | Moderate |
| 2024 | 1.52 | ₹575.92 | ₹877.70 | ₹14,974 | Moderate |
| 2023 | 1.2 | ₹651.72 | ₹780.75 | ₹11,014 | Moderate |
| 2022 | 0.76 | ₹584.14 | ₹441.90 | ₹9,872 | Low |
| 2021 | 0.77 | ₹531.13 | ₹410.25 | ₹8,923 | Low |
Sector P/B Ratio Comparison
Comparing PNB Housing Finance with other companies in Financial Services sector
Sector Average
-10.03
Sector Median
-0.02
Lowest P/B
-313.56
Highest P/B
0.13
Companies
50
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| BEML Land Assets | BLAL | -313.56 | ₹685 | Low |
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Manraj Housing Finance | MANRAJH | -31.18 | ₹22 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Trustwave Securities | TRUSTWAVE | -8.98 | ₹9 | Low |
| CMX Holdings | CMXLTD | -5.66 | ₹32 | Low |
| Gujarat Lease Financing | GLFL | -5.51 | ₹17 | Low |
| Roselabs Finance | ROSELABS | -4.53 | ₹22 | Low |
| Classic Leasing & Finance | CLFL | -3.33 | ₹13 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |