PNB Housing Finance P/B Ratio
PNB Housing Finance (PNBHOUSING) P/B ratio is 1.47 (Moderate), book value per share ₹736.36 vs Financial Services average P/B of -3.85 — Moderate - Reasonably valued relative to book value. Compare with PNB Housing Finance valuation methods to assess whether the stock is under or overvalued.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
PNBHOUSING P/B Ratio — Valuation Insights & Book Value Analysis
PNB Housing Finance price-to-book ratio interpretation, valuation status and historical context — current P/B 1.47 (Moderate). For live price, earnings yield and the full fundamental profile, see PNB Housing Finance share price chart.
- Trading at premium to sector average PB of -3.85
PNB Housing Finance P/B Ratio Historical Trend
PNBHOUSING annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View PNB Housing Finance yearly highs lows for the annual high/low range and current price position.
PNBHOUSING Historical P/B Ratio — Book Value Per Share & Year-End Price
PNB Housing Finance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 1.46 | ₹736.36 | ₹1077.90 | ₹19,219 | Moderate |
| 2025 | 1.47 | ₹648.58 | ₹951.50 | ₹16,863 | Moderate |
| 2024 | 1.52 | ₹575.92 | ₹877.70 | ₹14,974 | Moderate |
| 2023 | 1.2 | ₹651.72 | ₹780.75 | ₹11,014 | Moderate |
| 2022 | 0.76 | ₹584.14 | ₹441.90 | ₹9,872 | Low |
PNBHOUSING vs Financial Services Peers — P/B Ratio Comparison
PNB Housing Finance P/B 1.47 vs Financial Services average -3.85, median -0.03 — range -91.12–0.15.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Manraj Housing Finance | MANRAJH | -29.76 | ₹21 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| Gujarat Lease Financing | GLFL | -4.71 | ₹17 | Low |
| CMX Holdings | CMXLTD | -4.6 | ₹26 | Low |
| Classic Leasing & Finance | CLFL | -4.13 | ₹15 | Low |
| Roselabs Finance | ROSELABS | -4.07 | ₹21 | Low |
| Manipal Finance | MNPLFIN | -2.49 | ₹19 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |