PNB Housing Finance P/B Ratio
PNB Housing Finance (PNBHOUSING) P/B ratio is 1.6 (Moderate), book value per share ₹736.36 vs Financial Services average P/B of -3.59 — Moderate - Reasonably valued relative to book value. For live price, earnings yield and the full fundamental profile, see PNB Housing Finance share price chart.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
PNBHOUSING P/B Ratio — Valuation Insights & Book Value Analysis
PNB Housing Finance price-to-book ratio interpretation, valuation status and historical context — current P/B 1.6 (Moderate). Read PNBHOUSING dividend payout details for the complete payout history and dividend yield track record.
- Current PB is 23.3% above historical average
- Trading at premium to sector average PB of -3.59
PNB Housing Finance P/B Ratio Historical Trend
PNBHOUSING annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Explore PNBHOUSING investment value to estimate fundamental worth using multiple valuation models.
PNBHOUSING Historical P/B Ratio — Book Value Per Share & Year-End Price
PNB Housing Finance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 1.54 | ₹736.36 | ₹1133.10 | ₹19,219 | Moderate |
| 2025 | 1.47 | ₹648.58 | ₹951.50 | ₹16,863 | Moderate |
| 2024 | 1.52 | ₹575.92 | ₹877.70 | ₹14,974 | Moderate |
| 2023 | 1.2 | ₹651.72 | ₹780.75 | ₹11,014 | Moderate |
| 2022 | 0.76 | ₹584.14 | ₹441.90 | ₹9,872 | Low |
PNBHOUSING vs Financial Services Peers — P/B Ratio Comparison
PNB Housing Finance P/B 1.6 vs Financial Services average -3.59, median 0.0 — range -91.12–0.13.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Manraj Housing Finance | MANRAJH | -21.51 | ₹17 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| Roselabs Finance | ROSELABS | -4.6 | ₹22 | Low |
| CMX Holdings | CMXLTD | -3.78 | ₹25 | Low |
| GACM Technologies DVR | GATECHDVR | -3.42 | ₹9 | Low |
| Gujarat Lease Financing | GLFL | -3.41 | ₹15 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |
| Kiduja India | KIDUJA | -2.19 | ₹47 | Low |