PNB Gilts P/B Ratio
PNBGILTS • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
0.72
Low Valuation
Low - Trading below book value, may indicate undervaluation
Current Valuation Metrics
P/B Ratio
0.72
Current Price
₹59.16
Book Value/Share
₹85.83
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹1,545 Cr
Share Capital
₹180 Cr
Reserves & Surplus
₹1,365 Cr
Outstanding Shares
180,000,000
Book Value per Share
₹85.83
Valuation Signal
Signal
Undervalued
Historical Avg
1.11
Historical Range
0.81 - 1.47
Percentile
0.0%
Sector Context
Sector Average
-10.03
Sector Median
-0.02
Sector Rank
#11 of 50
Sector Percentile
22.0%
Key P/B Ratio Insights for PNB Gilts
- Stock appears undervalued with PB of 0.72, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Current PB is 34.9% below historical average
- Trading at premium to sector average PB of -10.03
P/B Ratio Historical Trend for PNB Gilts
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for PNB Gilts
Additional stock information and data for PNBGILTS
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 0.94 | ₹85.83 | ₹81.03 | ₹1,545 | Low |
| 2024 | 1.47 | ₹73.89 | ₹108.56 | ₹1,330 | Moderate |
| 2023 | 1.39 | ₹70.0 | ₹97.10 | ₹1,260 | Moderate |
| 2022 | 0.81 | ₹79.28 | ₹63.95 | ₹1,427 | Low |
| 2021 | 0.92 | ₹73.11 | ₹66.95 | ₹1,316 | Low |
Sector P/B Ratio Comparison
Comparing PNB Gilts with other companies in Financial Services sector
Sector Average
-10.03
Sector Median
-0.02
Lowest P/B
-313.56
Highest P/B
0.13
Companies
50
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| BEML Land Assets | BLAL | -313.56 | ₹685 | Low |
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Manraj Housing Finance | MANRAJH | -31.18 | ₹22 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Trustwave Securities | TRUSTWAVE | -8.98 | ₹9 | Low |
| CMX Holdings | CMXLTD | -5.66 | ₹32 | Low |
| Gujarat Lease Financing | GLFL | -5.51 | ₹17 | Low |
| Roselabs Finance | ROSELABS | -4.53 | ₹22 | Low |
| Classic Leasing & Finance | CLFL | -3.33 | ₹13 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |