PNB Gilts Intrinsic Value
PNBGILTS Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹120.00 | ₹96.00 - ₹144.00 | +48.9% | EPS: ₹10.00, Sector P/E: 12x |
| Book Value Method | asset | ₹68.67 | ₹61.80 - ₹75.54 | -14.8% | Book Value/Share: ₹85.83, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹99.44 | ₹89.50 - ₹109.38 | +23.4% | Revenue/Share: ₹99.44, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹161.14 | ₹145.03 - ₹177.25 | +100.0% | EBITDA: ₹1542.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹24.17 | ₹21.75 - ₹26.59 | -70.0% | EPS Growth: 2.8%, Fair P/E: 2.2x |
| Growth Adjusted P/E | growth | ₹86.00 | ₹77.40 - ₹94.60 | +6.7% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹120.00 | ₹108.00 - ₹132.00 | +48.9% | ROE: 11.7%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹138.97 | ₹125.07 - ₹152.87 | +72.5% | EPS: ₹10.00, BVPS: ₹85.83 |
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Valuation Comparison Chart
PNBGILTS Intrinsic Value Analysis
What is the intrinsic value of PNBGILTS?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of PNB Gilts (PNBGILTS) is ₹120.00 (median value). With the current market price of ₹80.57, this represents a +48.9% variance from our estimated fair value.
The valuation range spans from ₹24.17 to ₹161.14, indicating ₹24.17 - ₹161.14.
Is PNBGILTS undervalued or overvalued?
Based on our multi-method analysis, PNB Gilts (PNBGILTS) appears to be trading below calculated value by approximately 48.9%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.07 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 15.99 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 11.7% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 86.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.07x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for PNB Gilts
Additional stock information and data for PNBGILTS
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-197 Cr | ₹-198 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-2,875 Cr | ₹-2,876 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-4,638 Cr | ₹-4,645 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-4,564 Cr | ₹-4,565 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹2,483 Cr | ₹2,483 Cr | Positive Free Cash Flow | 8/10 |