PMC Fincorp P/B Ratio

Current P/B Ratio
0.76
Low Valuation
Low - Trading below book value, may indicate undervaluation

PMC Fincorp (PMCFIN) P/B ratio is 0.76 (Low), book value per share ₹23.80 vs Financial Services average P/B of -3.85 — Low - Trading below book value, may indicate undervaluation. View PMCFIN 52-week chart for the annual high/low range and current price position.

Current Valuation Metrics

P/B Ratio 0.76
Current Price ₹1.90
Book Value/Share ₹23.80
Exchange BSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹169 Cr
Share Capital ₹71 Cr
Reserves & Surplus ₹87 Cr
Outstanding Shares 71,000,000
Book Value per Share ₹23.80

Valuation Signal

Signal Undervalued
Historical Avg 0.18
Historical Range 0.08 - 0.39
Percentile 100.0%

Sector Context

Sector Average -3.85
Sector Median -0.03
Sector Rank #11 of 50
Sector Percentile 22.0%

PMCFIN P/B Ratio — Valuation Insights & Book Value Analysis

PMC Fincorp price-to-book ratio interpretation, valuation status and historical context — current P/B 0.76 (Low). Compare with PMC Fincorp value estimation to assess whether the stock is under or overvalued.

  • Stock appears undervalued with PB of 0.76, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Current PB is 322.2% above historical average
  • Trading at premium to sector average PB of -3.85

PMC Fincorp P/B Ratio Historical Trend

PMCFIN annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see PMC Fincorp share price chart.

PMCFIN Historical P/B Ratio — Book Value Per Share & Year-End Price

PMC Fincorp annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 0.08 ₹23.8 ₹1.79 ₹169 Low
2024 0.16 ₹21.7 ₹3.39 ₹115 Low
2023 0.14 ₹19.43 ₹2.67 ₹103 Low
2022 0.13 ₹17.84 ₹2.31 ₹91 Low
2021 0.39 ₹14.12 ₹5.56 ₹72 Low

PMCFIN vs Financial Services Peers — P/B Ratio Comparison

PMC Fincorp P/B 0.76 vs Financial Services average -3.85, median -0.03 — range -91.12–0.15.

Sector Average
-3.85
Sector Median
-0.03
Lowest P/B
-91.12
Highest P/B
0.15
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -29.76 ₹21 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -13.82 ₹15 Low
Gujarat Lease Financing GLFL -4.71 ₹17 Low
CMX Holdings CMXLTD -4.6 ₹26 Low
Classic Leasing & Finance CLFL -4.13 ₹15 Low
Roselabs Finance ROSELABS -4.07 ₹21 Low
Manipal Finance MNPLFIN -2.49 ₹19 Low
Reliance Home Finance RHFL -2.36 ₹131 Low