One 97 Communications Intrinsic Value
One 97 Communications (PAYTM) median intrinsic value is ₹1034.38 from 8 valuation models (range ₹385–₹1875), vs current price ₹1283.20 — -19.4% downside (Trading Above Median Value), margin of safety -24.1%. For current market price and key ratios, visit PAYTM stock price BSE.
PAYTM Valuation Methods Summary — DCF, Graham Number & P/E
One 97 Communications intrinsic value across 8 models vs current price ₹1283.20 — upside/downside and value range per method. Analyse One 97 Communications ownership pattern to track promoter, FII and institutional holdings.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹384.96 | ₹307.97 - ₹461.95 | -70.0% | EPS: ₹11.48, Sector P/E: 12x |
| Book Value Method | asset | ₹1874.62 | ₹1687.16 - ₹2062.08 | +46.1% | Book Value/Share: ₹2343.28, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹1539.38 | ₹1385.44 - ₹1693.32 | +20.0% | Revenue/Share: ₹1539.38, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹1034.38 | ₹930.94 - ₹1137.82 | -19.4% | EBITDA: ₹1324.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹1381.68 | ₹1105.34 - ₹1658.02 | +7.7% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹384.96 | ₹346.46 - ₹423.46 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹384.96 | ₹346.46 - ₹423.46 | -70.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| Graham Defensive Method | conservative | ₹777.99 | ₹700.19 - ₹855.79 | -39.4% | EPS: ₹11.48, BVPS: ₹2343.28 |
PAYTM Intrinsic Value vs Market Price — All Valuation Models
One 97 Communications fair value range ₹385–₹1875 vs current market price ₹1283.20 across 8 valuation models. Read One 97 Communications dividend policy for the complete payout history and dividend yield track record.
PAYTM Intrinsic Value Analysis — Undervalued or Overvalued?
One 97 Communications median intrinsic value ₹1034.38, current price ₹1283.20 — Trading Above Median Value by 19.4%, margin of safety -24.1%.
What is the intrinsic value of PAYTM?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of One 97 Communications (PAYTM) is ₹1034.38 (median value). With the current market price of ₹1283.20, this represents a -19.4% variance from our estimated fair value.
The valuation range spans from ₹384.96 to ₹1874.62, indicating ₹384.96 - ₹1874.62.
Is PAYTM undervalued or overvalued?
Based on our multi-method analysis, One 97 Communications (PAYTM) appears to be trading above median value by approximately 19.4%.
PAYTM Financial Health — Key Ratios vs Industry Benchmarks
One 97 Communications financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 64.72 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | 4.9% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 6.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.46x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
PAYTM Cash Flow Quality — Operating & Free Cash Flow
One 97 Communications operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-121 Cr | ₹-1,137 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹651 Cr | ₹651 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹416 Cr | ₹416 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹-1,236 Cr | ₹-3,978 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-2,083 Cr | ₹-2,083 Cr | Negative Cash Flow | 3/10 |