Paragon Finance Intrinsic Value
Paragon Finance (PARAGONF) median intrinsic value is ₹20.00 from 8 valuation models (range ₹15–₹58), vs current price ₹50.00 — -60.0% downside (Trading Above Calculated Value), margin of safety -100.0%. For current market price and key ratios, visit PARAGONF stock price BSE.
PARAGONF Valuation Methods Summary — DCF, Graham Number & P/E
Paragon Finance intrinsic value across 8 models vs current price ₹50.00 — upside/downside and value range per method. Browse PARAGONF cash flow statement for revenue, profit, balance sheet and cash flow data.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹15.00 | ₹12.00 - ₹18.00 | -70.0% | EPS: ₹0.74, Sector P/E: 12x |
| Book Value Method | asset | ₹58.00 | ₹52.20 - ₹63.80 | +16.0% | Book Value/Share: ₹72.50, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹15.00 | ₹13.50 - ₹16.50 | -70.0% | Revenue/Share: ₹7.50, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹20.00 | ₹18.00 - ₹22.00 | -60.0% | EBITDA: ₹1.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹23.21 | ₹18.57 - ₹27.85 | -53.6% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹15.00 | ₹13.50 - ₹16.50 | -70.0% | EPS Growth: 1.9%, Fair P/E: 1.5x |
| Growth Adjusted P/E | growth | ₹15.00 | ₹13.50 - ₹16.50 | -70.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| Graham Defensive Method | conservative | ₹34.74 | ₹31.27 - ₹38.21 | -30.5% | EPS: ₹0.74, BVPS: ₹72.50 |
PARAGONF Intrinsic Value vs Market Price — All Valuation Models
Paragon Finance fair value range ₹15–₹58 vs current market price ₹50.00 across 8 valuation models. Also explore PARAGONF stock price history to track price trends across different timeframes.
PARAGONF Intrinsic Value Analysis — Undervalued or Overvalued?
Paragon Finance median intrinsic value ₹20.00, current price ₹50.00 — Trading Above Calculated Value by 60.0%, margin of safety -100.0%.
What is the intrinsic value of PARAGONF?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Paragon Finance (PARAGONF) is ₹20.00 (median value). With the current market price of ₹50.00, this represents a -60.0% variance from our estimated fair value.
The valuation range spans from ₹15.00 to ₹58.00, indicating ₹15.00 - ₹58.00.
Is PARAGONF undervalued or overvalued?
Based on our multi-method analysis, Paragon Finance (PARAGONF) appears to be trading above calculated value by approximately 60.0%.
PARAGONF Financial Health — Key Ratios vs Industry Benchmarks
Paragon Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 1.50 | Industry Standard: 2.0+ | Above 1.5 | Measures short-term liquidity capacity |
| Operating Margin | -1.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.09x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
PARAGONF Cash Flow Quality — Operating & Free Cash Flow
Paragon Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 7/10 |
| March 2024 | ₹-5 Cr | ₹-5 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹5 Cr | ₹2 Cr | Positive Free Cash Flow | 7/10 |
| March 2022 | ₹2 Cr | ₹-1 Cr | Positive Operating Cash Flow | 6/10 |
| March 2021 | ₹5 Cr | ₹5 Cr | Positive Free Cash Flow | 8/10 |