Paragon Finance Intrinsic Value
Paragon Finance (PARAGONF) median intrinsic value is ₹23.21 from 3 valuation models (range ₹14–₹58), vs current price ₹46.05 — -49.6% downside (Trading Above Calculated Value), margin of safety -98.4%. For current market price and key ratios, visit PARAGONF stock price BSE.
PARAGONF Valuation Methods Summary — DCF, Graham Number & P/E
Paragon Finance intrinsic value across 3 models vs current price ₹46.05 — upside/downside and value range per method. Read PARAGONF dividend growth for the complete payout history and dividend yield track record.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| Book Value Method | asset | ₹58.00 | ₹52.20 - ₹63.80 | +26.0% | Book Value/Share: ₹72.50, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹13.81 | ₹12.43 - ₹15.19 | -70.0% | Revenue/Share: ₹2.50, P/S: 1.0x |
| Simple DCF (5Y) | dcf | ₹23.21 | ₹18.57 - ₹27.85 | -49.6% | CF Growth: 5.0%, Discount: 15% |
PARAGONF Intrinsic Value vs Market Price — All Valuation Models
Paragon Finance fair value range ₹14–₹58 vs current market price ₹46.05 across 3 valuation models. Analyse Paragon Finance ownership pattern to track promoter, FII and institutional holdings.
PARAGONF Intrinsic Value Analysis — Undervalued or Overvalued?
Paragon Finance median intrinsic value ₹23.21, current price ₹46.05 — Trading Above Calculated Value by 49.6%, margin of safety -98.4%.
What is the intrinsic value of PARAGONF?
Based on our comprehensive analysis using 3 different valuation methods, the estimated intrinsic value of Paragon Finance (PARAGONF) is ₹23.21 (median value). With the current market price of ₹46.05, this represents a -49.6% variance from our estimated fair value.
The valuation range spans from ₹13.81 to ₹58.00, indicating ₹13.81 - ₹58.00.
Is PARAGONF undervalued or overvalued?
Based on our multi-method analysis, Paragon Finance (PARAGONF) appears to be trading above calculated value by approximately 49.6%.
PARAGONF Financial Health — Key Ratios vs Industry Benchmarks
Paragon Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 1.50 | Industry Standard: 2.0+ | Above 1.5 | Measures short-term liquidity capacity |
| Return on Equity | -3.4% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | -75.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.03x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
PARAGONF Cash Flow Quality — Operating & Free Cash Flow
Paragon Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 7/10 |
| March 2024 | ₹-5 Cr | ₹-5 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹5 Cr | ₹2 Cr | Positive Free Cash Flow | 7/10 |
| March 2022 | ₹2 Cr | ₹-1 Cr | Positive Operating Cash Flow | 6/10 |
| March 2021 | ₹5 Cr | ₹5 Cr | Positive Free Cash Flow | 8/10 |