Paisalo Digital P/B Ratio
Paisalo Digital (PAISALO) P/B ratio is 3.01 (High), book value per share ₹197.03 vs Financial Services average P/B of -3.93 — High - Premium to book value, growth expectations or asset-light model. View PAISALO yearly price range for the annual high/low range and current price position.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
PAISALO P/B Ratio — Valuation Insights & Book Value Analysis
Paisalo Digital price-to-book ratio interpretation, valuation status and historical context — current P/B 3.01 (High). For live price, earnings yield and the full fundamental profile, see Paisalo Digital screener.
- Stock appears overvalued with PB of 3.01, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Current PB is 1094.4% above historical average
- Trading at premium to sector average PB of -3.93
Paisalo Digital P/B Ratio Historical Trend
PAISALO annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Review PAISALO P/E ratio to evaluate earnings-based valuation against sector peers.
PAISALO Historical P/B Ratio — Book Value Per Share & Year-End Price
Paisalo Digital annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 0.36 | ₹197.03 | ₹71.87 | ₹1,793 | Low |
| 2025 | 0.21 | ₹170.56 | ₹36.27 | ₹1,535 | Low |
| 2024 | 0.34 | ₹147.67 | ₹49.98 | ₹1,329 | Low |
| 2023 | 0.18 | ₹258.44 | ₹46.15 | ₹1,163 | Low |
| 2022 | 0.17 | ₹232.73 | ₹38.60 | ₹1,024 | Low |
PAISALO vs Financial Services Peers — P/B Ratio Comparison
Paisalo Digital P/B 3.01 vs Financial Services average -3.93, median -0.03 — range -91.12–0.12.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Manraj Housing Finance | MANRAJH | -28.0 | ₹21 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| Classic Leasing & Finance | CLFL | -9.29 | ₹16 | Low |
| CMX Holdings | CMXLTD | -4.39 | ₹29 | Low |
| Roselabs Finance | ROSELABS | -4.08 | ₹21 | Low |
| Gujarat Lease Financing | GLFL | -4.01 | ₹16 | Low |
| GACM Technologies DVR | GATECHDVR | -3.13 | ₹9 | Low |
| Manipal Finance | MNPLFIN | -2.46 | ₹18 | Low |