PN Gadgil Jewellers Intrinsic Value
PN Gadgil Jewellers (PNGJL) median intrinsic value is ₹370.59 from 9 valuation models (range ₹193–₹1286), vs current price ₹642.85 — -42.4% downside (Trading Above Calculated Value), margin of safety -73.5%. For current market price and key ratios, visit PN Gadgil Jewellers share price screener.
PNGJL Valuation Methods Summary — DCF, Graham Number & P/E
PN Gadgil Jewellers intrinsic value across 9 models vs current price ₹642.85 — upside/downside and value range per method. Analyse PN Gadgil Jewellers ownership structure to track promoter, FII and institutional holdings.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹665.00 | ₹532.00 - ₹798.00 | +3.4% | EPS: ₹26.60, Sector P/E: 25x |
| Book Value Method | asset | ₹360.85 | ₹324.77 - ₹396.94 | -43.9% | Book Value/Share: ₹144.34, P/B: 2.5x |
| Revenue Multiple Method | revenue | ₹1285.70 | ₹1157.13 - ₹1414.27 | +100.0% | Revenue/Share: ₹1051.76, P/S: 1.5x |
| EBITDA Multiple Method | earnings | ₹585.88 | ₹527.29 - ₹644.47 | -8.9% | EBITDA: ₹664.00Cr, EV/EBITDA: 12x |
| Simple DCF (5Y) | dcf | ₹257.14 | ₹205.71 - ₹308.57 | -60.0% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹192.85 | ₹173.56 - ₹212.14 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹493.16 | ₹443.84 - ₹542.48 | -23.3% | Revenue Growth: 6.0%, Adj P/E: 18.5x |
| ROE Based Valuation | profitability | ₹370.59 | ₹333.53 - ₹407.65 | -42.4% | ROE: 18.3%, P/E Multiple: 14x |
| Graham Defensive Method | conservative | ₹288.68 | ₹259.81 - ₹317.55 | -55.1% | EPS: ₹26.60, BVPS: ₹144.34 |
PNGJL Intrinsic Value vs Market Price — All Valuation Models
PN Gadgil Jewellers fair value range ₹193–₹1286 vs current market price ₹642.85 across 9 valuation models. Read PN Gadgil Jewellers dividend policy for the complete payout history and dividend yield track record.
PNGJL Intrinsic Value Analysis — Undervalued or Overvalued?
PN Gadgil Jewellers median intrinsic value ₹370.59, current price ₹642.85 — Trading Above Calculated Value by 42.4%, margin of safety -73.5%.
What is the intrinsic value of PNGJL?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of PN Gadgil Jewellers (PNGJL) is ₹370.59 (median value). With the current market price of ₹642.85, this represents a -42.4% variance from our estimated fair value.
The valuation range spans from ₹192.85 to ₹1285.70, indicating ₹192.85 - ₹1285.70.
Is PNGJL undervalued or overvalued?
Based on our multi-method analysis, PN Gadgil Jewellers (PNGJL) appears to be trading above calculated value by approximately 42.4%.
PNGJL Financial Health — Key Ratios vs Industry Benchmarks
PN Gadgil Jewellers financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 29.49 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | 18.3% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 4.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 2.88x | Industry Standard: 1.0x+ | Above 1.0x | Measures asset utilization efficiency |
PNGJL Cash Flow Quality — Operating & Free Cash Flow
PN Gadgil Jewellers operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-675 Cr | ₹-887 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹6 Cr | ₹-19 Cr | Positive Operating Cash Flow | 6/10 |
| March 2023 | ₹107 Cr | ₹84 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹73 Cr | ₹62 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹147 Cr | ₹134 Cr | Positive Free Cash Flow | 8/10 |