PN Gadgil Jewellers Intrinsic Value
PNGJL Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹584.00 | ₹467.20 - ₹700.80 | -8.7% | EPS: ₹23.36, Sector P/E: 25x |
| Book Value Method | asset | ₹285.66 | ₹257.09 - ₹314.23 | -55.4% | Book Value/Share: ₹114.26, P/B: 2.5x |
| Revenue Multiple Method | revenue | ₹976.32 | ₹878.69 - ₹1073.95 | +52.6% | Revenue/Share: ₹650.88, P/S: 1.5x |
| EBITDA Multiple Method | earnings | ₹504.71 | ₹454.24 - ₹555.18 | -21.1% | EBITDA: ₹572.00Cr, EV/EBITDA: 12x |
| Simple DCF (5Y) | dcf | ₹255.94 | ₹204.75 - ₹307.13 | -60.0% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹191.96 | ₹172.76 - ₹211.16 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹433.09 | ₹389.78 - ₹476.40 | -32.3% | Revenue Growth: 6.0%, Adj P/E: 18.5x |
| ROE Based Valuation | profitability | ₹371.76 | ₹334.58 - ₹408.94 | -41.9% | ROE: 20.3%, P/E Multiple: 16x |
| Graham Defensive Method | conservative | ₹228.53 | ₹205.68 - ₹251.38 | -64.3% | EPS: ₹23.36, BVPS: ₹114.26 |
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Valuation Comparison Chart
PNGJL Intrinsic Value Analysis
What is the intrinsic value of PNGJL?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of PN Gadgil Jewellers (PNGJL) is ₹371.76 (median value). With the current market price of ₹639.85, this represents a -41.9% variance from our estimated fair value.
The valuation range spans from ₹191.96 to ₹976.32, indicating ₹191.96 - ₹976.32.
Is PNGJL undervalued or overvalued?
Based on our multi-method analysis, PN Gadgil Jewellers (PNGJL) appears to be trading above calculated value by approximately 41.9%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 25.17 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 2.02 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 20.3% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 5.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 2.82x | Industry Standard: 1.0x+ | Above 1.0x | Measures asset utilization efficiency |
Related Pages for PN Gadgil Jewellers
Additional stock information and data for PNGJL
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-675 Cr | ₹-887 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹6 Cr | ₹-19 Cr | Positive Operating Cash Flow | 6/10 |
| March 2023 | ₹105 Cr | ₹83 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹73 Cr | ₹62 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹146 Cr | ₹133 Cr | Positive Free Cash Flow | 8/10 |