Credent Global Finance Intrinsic Value
Credent Global Finance (CGFL) median intrinsic value is ₹40.00 from 3 valuation models (range ₹20–₹60), vs current price ₹32.86 — +21.7% upside (Trading Below Calculated Value), margin of safety 17.9%. Read Credent Global Finance dividend policy for the complete payout history and dividend yield track record.
CGFL Valuation Methods Summary — DCF, Graham Number & P/E
Credent Global Finance intrinsic value across 3 models vs current price ₹32.86 — upside/downside and value range per method. For current market price and key ratios, visit Credent Global Finance screener.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| Book Value Method | asset | ₹60.00 | ₹54.00 - ₹66.00 | +82.6% | Book Value/Share: ₹75.00, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹20.00 | ₹18.00 - ₹22.00 | -39.1% | Revenue/Share: ₹20.00, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹40.00 | ₹36.00 - ₹44.00 | +21.7% | EBITDA: ₹8.00Cr, EV/EBITDA: 5x |
CGFL Intrinsic Value vs Market Price — All Valuation Models
Credent Global Finance fair value range ₹20–₹60 vs current market price ₹32.86 across 3 valuation models. Compare with CGFL stock valuation models to assess whether the stock is under or overvalued.
CGFL Intrinsic Value Analysis — Undervalued or Overvalued?
Credent Global Finance median intrinsic value ₹40.00, current price ₹32.86 — Trading Below Calculated Value by 21.7%, margin of safety 17.9%.
What is the intrinsic value of CGFL?
Based on our comprehensive analysis using 3 different valuation methods, the estimated intrinsic value of Credent Global Finance (CGFL) is ₹40.00 (median value). With the current market price of ₹32.86, this represents a +21.7% variance from our estimated fair value.
The valuation range spans from ₹20.00 to ₹60.00, indicating ₹20.00 - ₹60.00.
Is CGFL undervalued or overvalued?
Based on our multi-method analysis, Credent Global Finance (CGFL) appears to be trading below calculated value by approximately 21.7%.
CGFL Financial Health — Key Ratios vs Industry Benchmarks
Credent Global Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 7.00 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Operating Margin | -22.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.18x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
CGFL Cash Flow Quality — Operating & Free Cash Flow
Credent Global Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-11 Cr | ₹-11 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-18 Cr | ₹-25 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-24 Cr | ₹-33 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-6 Cr | ₹-6 Cr | Negative Cash Flow | 3/10 |