Credent Global Finance Intrinsic Value

CGFL • Financial Services
Current Stock Price
₹30.10
Primary Intrinsic Value
₹66.24
Market Cap
₹30.1 Cr
+99.3% Upside
Median Value
₹60.00
Value Range
₹9 - ₹90
Assessment
Trading Below Calculated Value
Safety Margin
49.8%

CGFL Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹66.24 ₹52.99 - ₹79.49 +120.1% EPS: ₹5.52, Sector P/E: 12x
Book Value Method asset ₹60.00 ₹54.00 - ₹66.00 +99.3% Book Value/Share: ₹75.00, P/B: 0.8x
Revenue Multiple Method revenue ₹9.03 ₹8.13 - ₹9.93 -70.0% Revenue/Share: ₹8.00, P/S: 1.0x
PEG Ratio Method growth ₹35.33 ₹31.80 - ₹38.86 +17.4% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹45.48 ₹40.93 - ₹50.03 +51.1% Revenue Growth: 6.0%, Adj P/E: 8.2x
ROE Based Valuation profitability ₹60.20 ₹54.18 - ₹66.22 +100.0% ROE: 37.3%, P/E Multiple: 16x
Graham Defensive Method conservative ₹90.30 ₹81.27 - ₹99.33 +200.0% EPS: ₹5.52, BVPS: ₹75.00
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check CGFL share price latest .

Valuation Comparison Chart

CGFL Intrinsic Value Analysis

What is the intrinsic value of CGFL?

Based on our comprehensive analysis using 7 different valuation methods, the estimated intrinsic value of Credent Global Finance (CGFL) is ₹60.00 (median value). With the current market price of ₹30.10, this represents a +99.3% variance from our estimated fair value.

The valuation range spans from ₹9.03 to ₹90.30, indicating ₹9.03 - ₹90.30.

Is CGFL undervalued or overvalued?

Based on our multi-method analysis, Credent Global Finance (CGFL) appears to be trading below calculated value by approximately 99.3%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 7.00 Industry Standard: 2.0+ Above 2.0 Measures short-term liquidity capacity
Debt to Equity Ratio 1.49 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 37.3% Industry Standard: 15%+ Above 15% Measures shareholder return efficiency
Operating Margin 5.0% Industry Standard: 20%+ Below 10% Indicates operational efficiency level
Asset Turnover Ratio 0.07x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹-11 Cr ₹-11 Cr Negative Cash Flow 3/10
March 2024 ₹-18 Cr ₹-25 Cr Negative Cash Flow 3/10
March 2023 ₹-24 Cr ₹-33 Cr Negative Cash Flow 3/10
March 2022 ₹-6 Cr ₹-6 Cr Negative Cash Flow 3/10