NPR Finance Intrinsic Value
NPR Finance (NPRFIN) median intrinsic value is ₹8.33 from 7 valuation models (range ₹6–₹51), vs current price ₹20.50 — -59.4% downside (Trading Above Calculated Value), margin of safety -100.0%. Analyse NPR Finance ownership structure to track promoter, FII and institutional holdings.
NPRFIN Valuation Methods Summary — DCF, Graham Number & P/E
NPR Finance intrinsic value across 7 models vs current price ₹20.50 — upside/downside and value range per method. Read NPRFIN dividend growth for the complete payout history and dividend yield track record.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹6.15 | ₹4.92 - ₹7.38 | -70.0% | EPS: ₹0.35, Sector P/E: 12x |
| Book Value Method | asset | ₹51.25 | ₹46.12 - ₹56.38 | +150.0% | Book Value/Share: ₹81.67, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹8.33 | ₹7.50 - ₹9.16 | -59.4% | Revenue/Share: ₹8.33, P/S: 1.0x |
| Simple DCF (5Y) | dcf | ₹46.42 | ₹37.14 - ₹55.70 | +126.4% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹6.15 | ₹5.54 - ₹6.77 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹6.15 | ₹5.54 - ₹6.77 | -70.0% | Revenue Growth: -11.1%, Adj P/E: 8.0x |
| Graham Defensive Method | conservative | ₹25.36 | ₹22.82 - ₹27.90 | +23.7% | EPS: ₹0.35, BVPS: ₹81.67 |
NPRFIN Intrinsic Value vs Market Price — All Valuation Models
NPR Finance fair value range ₹6–₹51 vs current market price ₹20.50 across 7 valuation models. For current market price and key ratios, visit NPR Finance share price screener.
NPRFIN Intrinsic Value Analysis — Undervalued or Overvalued?
NPR Finance median intrinsic value ₹8.33, current price ₹20.50 — Trading Above Calculated Value by 59.4%, margin of safety -100.0%.
What is the intrinsic value of NPRFIN?
Based on our comprehensive analysis using 7 different valuation methods, the estimated intrinsic value of NPR Finance (NPRFIN) is ₹8.33 (median value). With the current market price of ₹20.50, this represents a -59.4% variance from our estimated fair value.
The valuation range spans from ₹6.15 to ₹51.25, indicating ₹6.15 - ₹51.25.
Is NPRFIN undervalued or overvalued?
Based on our multi-method analysis, NPR Finance (NPRFIN) appears to be trading above calculated value by approximately 59.4%.
NPRFIN Financial Health — Key Ratios vs Industry Benchmarks
NPR Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 2.00 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Operating Margin | 6.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.10x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
NPRFIN Cash Flow Quality — Operating & Free Cash Flow
NPR Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹3 Cr | ₹3 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹-4 Cr | ₹-4 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-4 Cr | ₹-4 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹3 Cr | ₹3 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |