NPR Finance Intrinsic Value

NPRFIN • Financial Services
Current Stock Price
₹29.99
Primary Intrinsic Value
₹9.60
Market Cap
₹18.0 Cr
-60.0% Downside
Median Value
₹12.00
Value Range
₹9 - ₹67
Assessment
Trading Above Calculated Value
Safety Margin
-100.0%

NPRFIN Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹9.60 ₹7.68 - ₹11.52 -68.0% EPS: ₹0.80, Sector P/E: 12x
Book Value Method asset ₹66.67 ₹60.00 - ₹73.34 +122.3% Book Value/Share: ₹83.33, P/B: 0.8x
Revenue Multiple Method revenue ₹11.67 ₹10.50 - ₹12.84 -61.1% Revenue/Share: ₹11.67, P/S: 1.0x
EBITDA Multiple Method earnings ₹12.00 ₹10.80 - ₹13.20 -60.0% EBITDA: ₹1.00Cr, EV/EBITDA: 5x
Simple DCF (5Y) dcf ₹46.42 ₹37.14 - ₹55.70 +54.8% CF Growth: 5.0%, Discount: 15%
PEG Ratio Method growth ₹9.00 ₹8.10 - ₹9.90 -70.0% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹9.00 ₹8.10 - ₹9.90 -70.0% Revenue Growth: -3.3%, Adj P/E: 8.0x
Graham Defensive Method conservative ₹38.73 ₹34.86 - ₹42.60 +29.1% EPS: ₹0.80, BVPS: ₹83.33
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check NPRFIN share price latest .

Valuation Comparison Chart

NPRFIN Intrinsic Value Analysis

What is the intrinsic value of NPRFIN?

Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of NPR Finance (NPRFIN) is ₹12.00 (median value). With the current market price of ₹29.99, this represents a -60.0% variance from our estimated fair value.

The valuation range spans from ₹9.00 to ₹66.67, indicating ₹9.00 - ₹66.67.

Is NPRFIN undervalued or overvalued?

Based on our multi-method analysis, NPR Finance (NPRFIN) appears to be trading above calculated value by approximately 60.0%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 2.00 Industry Standard: 2.0+ Above 2.0 Measures short-term liquidity capacity
Debt to Equity Ratio 1.04 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Operating Margin 7.0% Industry Standard: 20%+ Below 10% Indicates operational efficiency level
Asset Turnover Ratio 0.13x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹3 Cr ₹3 Cr Positive Free Cash Flow 8/10
March 2024 ₹-4 Cr ₹-4 Cr Negative Cash Flow 3/10
March 2023 ₹-4 Cr ₹-4 Cr Negative Cash Flow 3/10
March 2022 ₹3 Cr ₹3 Cr Positive Free Cash Flow 8/10
March 2021 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10