Niyogin Fintech Intrinsic Value

NIYOGIN • Financial Services
Current Stock Price
₹48.07
Primary Intrinsic Value
₹14.42
Market Cap
₹533.6 Cr
-70.0% Downside
Median Value
₹14.42
Value Range
₹14 - ₹27
Assessment
Trading Above Calculated Value
Safety Margin
-100.0%

NIYOGIN Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹14.42 ₹11.54 - ₹17.30 -70.0% EPS: ₹0.08, Sector P/E: 12x
Book Value Method asset ₹23.71 ₹21.34 - ₹26.08 -50.7% Book Value/Share: ₹29.64, P/B: 0.8x
Revenue Multiple Method revenue ₹27.39 ₹24.65 - ₹30.13 -43.0% Revenue/Share: ₹27.39, P/S: 1.0x
EBITDA Multiple Method earnings ₹19.23 ₹17.31 - ₹21.15 -60.0% EBITDA: ₹36.00Cr, EV/EBITDA: 5x
PEG Ratio Method growth ₹14.42 ₹12.98 - ₹15.86 -70.0% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹14.42 ₹12.98 - ₹15.86 -70.0% Revenue Growth: 6.0%, Adj P/E: 8.2x
Graham Defensive Method conservative ₹14.42 ₹12.98 - ₹15.86 -70.0% EPS: ₹0.08, BVPS: ₹29.64
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check NIYOGIN share price latest .

Valuation Comparison Chart

NIYOGIN Intrinsic Value Analysis

What is the intrinsic value of NIYOGIN?

Based on our comprehensive analysis using 7 different valuation methods, the estimated intrinsic value of Niyogin Fintech (NIYOGIN) is ₹14.42 (median value). With the current market price of ₹48.07, this represents a -70.0% variance from our estimated fair value.

The valuation range spans from ₹14.42 to ₹27.39, indicating ₹14.42 - ₹27.39.

Is NIYOGIN undervalued or overvalued?

Based on our multi-method analysis, Niyogin Fintech (NIYOGIN) appears to be trading above calculated value by approximately 70.0%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 2.22 Industry Standard: 2.0+ Above 2.0 Measures short-term liquidity capacity
Debt to Equity Ratio 1.74 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 1.2% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin 4.0% Industry Standard: 20%+ Below 10% Indicates operational efficiency level
Asset Turnover Ratio 0.53x Industry Standard: 1.0x+ Above 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹-86 Cr ₹-91 Cr Negative Cash Flow 3/10
March 2024 ₹-39 Cr ₹-48 Cr Negative Cash Flow 3/10
March 2023 ₹-58 Cr ₹-58 Cr Negative Cash Flow 3/10
March 2022 ₹-70 Cr ₹-70 Cr Negative Cash Flow 3/10
March 2021 ₹110 Cr ₹51 Cr Positive Free Cash Flow 7/10