Niva Bupa Health Insurance Company Dividend & Ex-dividend History
NIVABUPA • No Dividend Payments
Performance Comparison: Capital Gains vs. Sector Dividend Yield
Financial Position Facts
Key financial metrics showing how the company uses its profits
Profitability
Revenue (None)
₹5,886 Cr
Net Profit
₹93 Cr
Profit Margin
1.6%
Profits retained for growth
Cash Generation
Operating Cash Flow
₹1,654 Cr
Free Cash Flow
₹78 Cr
Available for reinvestment or dividends
Insurance Sector Dividend Landscape
See how Niva Bupa Health Insurance Company compares to other companies in the sector
66.7%
Companies Pay Dividends
0.68%
Average Dividend Yield
2.15%
Highest Yield
12
Total Companies Analyzed
Top Dividend-Paying Companies in Insurance
LIC of India
LICI
0.33%
SBI Life Insurance
SBILIFE
0.17%
HDFC Life Insurance
HDFCLIFE
0.23%
ICICI Lombard General Insurance
ICICIGI
0.49%
ICICI Prudential Life Insurance
ICICIPRULI
0.57%
Dividend Alternatives in Insurance
If you're looking for dividend income, consider these alternatives in the same sector
ICICI Prudential Life Insurance
ICICIPRULI • 0% yield
Last dividend: March 2026
View Dividend HistoryDividend vs. Non-Dividend Performance
Compare how dividend and non-dividend companies have performed in the sector (1-year returns)
Dividend-Paying Peers
Average Price Return
1.22%
LIC of India
0.71% dividend yield
-1.24%
ICICI Lombard General Insurance
0.31% dividend yield
6.07%
ICICI Prudential Life Insurance
0.06% dividend yield
4.98%
Non-Dividend Peers
Average Price Return
35.06%
Go Digit General Insurance
No dividend payments
11.52%
Max Financial Services
No dividend payments
58.61%
Tax Implications: Capital Gains vs. Dividends
Understanding the tax efficiency of non-dividend stocks
Capital Gains Tax
Long-term (>1 year)
10.0%
LTCG Exemption
₹100,000
Short-term (<1 year)
15.0%
Long-term capital gains (>1 year holding) taxed at 10% above ₹1 lakh exemption
Dividend Tax
TDS Rate
10.0%
Tax Treatment
Added to Income
Dividends are subject to TDS at 10% if annual dividend exceeds ₹5,000
Frequently Asked Questions
Q: Why doesn't Niva Bupa Health Insurance Company pay dividends?
Based on available financial data, Niva Bupa Health Insurance Company retains its earnings for business operations and growth.
The company reported ₹93 crores in net profit
for None, which has been retained rather than distributed as dividends.
Companies typically retain earnings to fund expansion, reduce debt, or build cash reserves.
Q: How does this compare to other companies in Insurance?
In the Insurance sector, 66.7% of companies currently pay dividends
with an average yield of 0.68%. Niva Bupa Health Insurance Company is among the
4 companies in our database that don't pay dividends.
Q: What returns have investors received instead of dividends?
Historical price performance data is not available for detailed analysis.
Q: Should I invest in this stock if I want income?
This stock provides returns through price appreciation rather than dividend income. For income-focused investors:
- Consider the tax efficiency of capital gains vs. dividends for your situation
- Look at dividend-paying alternatives in the same sector
- Consider combining growth stocks with dividend stocks for a balanced portfolio
Q: What's the tax difference between capital gains and dividends?
Current tax rates in India:
- Dividend income: 10% TDS (if annual dividend exceeds ₹5,000), added to taxable income
- Long-term capital gains: 10% on gains above ₹1,00,000
- Short-term capital gains: 15% flat rate
For complete stock analysis, visit Niva Bupa Health Insurance Company stock screener page — includes live share price, financial ratios, and screener fundamentals.