NBI Industrial Finance Company Intrinsic Value
NBI Industrial Finance Company (NBIFIN) median intrinsic value is ₹886.60 from 7 valuation models (range ₹665–₹5541), vs current price ₹2216.50 — -60.0% downside (Trading Above Calculated Value), margin of safety -100.0%. Analyse NBIFIN FII DII holdings to track promoter, FII and institutional holdings.
NBIFIN Valuation Methods Summary — DCF, Graham Number & P/E
NBI Industrial Finance Company intrinsic value across 7 models vs current price ₹2216.50 — upside/downside and value range per method. Read NBI Industrial Finance Company dividend policy for the complete payout history and dividend yield track record.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹979.68 | ₹783.74 - ₹1175.62 | -55.8% | EPS: ₹81.64, Sector P/E: 12x |
| Book Value Method | asset | ₹5541.25 | ₹4987.12 - ₹6095.38 | +150.0% | Book Value/Share: ₹16540.00, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹664.95 | ₹598.46 - ₹731.45 | -70.0% | Revenue/Share: ₹180.00, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹886.60 | ₹797.94 - ₹975.26 | -60.0% | EBITDA: ₹32.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹664.95 | ₹598.46 - ₹731.45 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹672.71 | ₹605.44 - ₹739.98 | -69.6% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| Graham Defensive Method | conservative | ₹5512.02 | ₹4960.82 - ₹6063.22 | +148.7% | EPS: ₹81.64, BVPS: ₹16540.00 |
NBIFIN Intrinsic Value vs Market Price — All Valuation Models
NBI Industrial Finance Company fair value range ₹665–₹5541 vs current market price ₹2216.50 across 7 valuation models. For current market price and key ratios, visit NBI Industrial Finance Company screener.
NBIFIN Intrinsic Value Analysis — Undervalued or Overvalued?
NBI Industrial Finance Company median intrinsic value ₹886.60, current price ₹2216.50 — Trading Above Calculated Value by 60.0%, margin of safety -100.0%.
What is the intrinsic value of NBIFIN?
Based on our comprehensive analysis using 7 different valuation methods, the estimated intrinsic value of NBI Industrial Finance Company (NBIFIN) is ₹886.60 (median value). With the current market price of ₹2216.50, this represents a -60.0% variance from our estimated fair value.
The valuation range spans from ₹664.95 to ₹5541.25, indicating ₹664.95 - ₹5541.25.
Is NBIFIN undervalued or overvalued?
Based on our multi-method analysis, NBI Industrial Finance Company (NBIFIN) appears to be trading above calculated value by approximately 60.0%.
NBIFIN Financial Health — Key Ratios vs Industry Benchmarks
NBI Industrial Finance Company financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.00 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 0.7% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 92.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.01x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
NBIFIN Cash Flow Quality — Operating & Free Cash Flow
NBI Industrial Finance Company operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹5 Cr | ₹3 Cr | Positive Free Cash Flow | 7/10 |
| March 2016 | ₹-3 Cr | ₹-3 Cr | Negative Cash Flow | 3/10 |