NBI Industrial Finance Company Intrinsic Value

NBIFIN • Financial Services
Current Stock Price
₹2172.50
Primary Intrinsic Value
₹979.68
Market Cap
₹434.5 Cr
-69.0% Downside
Median Value
₹672.71
Value Range
₹652 - ₹5512
Assessment
Trading Above Calculated Value
Safety Margin
-100.0%

NBIFIN Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹979.68 ₹783.74 - ₹1175.62 -54.9% EPS: ₹81.64, Sector P/E: 12x
Book Value Method asset ₹5431.25 ₹4888.12 - ₹5974.38 +150.0% Book Value/Share: ₹16540.00, P/B: 0.8x
Revenue Multiple Method revenue ₹651.75 ₹586.58 - ₹716.93 -70.0% Revenue/Share: ₹180.00, P/S: 1.0x
PEG Ratio Method growth ₹651.75 ₹586.58 - ₹716.93 -70.0% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹672.71 ₹605.44 - ₹739.98 -69.0% Revenue Growth: 6.0%, Adj P/E: 8.2x
Graham Defensive Method conservative ₹5512.02 ₹4960.82 - ₹6063.22 +153.7% EPS: ₹81.64, BVPS: ₹16540.00
Dividend Yield Method dividend ₹651.75 ₹586.58 - ₹716.93 -70.0% DPS: ₹0.50, Target Yield: 4.0%
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check NBIFIN share price latest .

Valuation Comparison Chart

NBIFIN Intrinsic Value Analysis

What is the intrinsic value of NBIFIN?

Based on our comprehensive analysis using 7 different valuation methods, the estimated intrinsic value of NBI Industrial Finance Company (NBIFIN) is ₹672.71 (median value). With the current market price of ₹2172.50, this represents a -69.0% variance from our estimated fair value.

The valuation range spans from ₹651.75 to ₹5512.02, indicating ₹651.75 - ₹5512.02.

Is NBIFIN undervalued or overvalued?

Based on our multi-method analysis, NBI Industrial Finance Company (NBIFIN) appears to be trading above calculated value by approximately 69.0%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.00 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Debt to Equity Ratio 1.06 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 0.7% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin 92.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.01x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹5 Cr ₹3 Cr Positive Free Cash Flow 7/10
March 2016 ₹-3 Cr ₹-3 Cr Negative Cash Flow 3/10