National General Industries Intrinsic Value
National General Industries (NATGENI) median intrinsic value is ₹24.38 from 8 valuation models (range ₹18–₹74), vs current price ₹60.95 — -60.0% downside (Trading Above Calculated Value), margin of safety -100.0%. Read NATGENI dividend growth for the complete payout history and dividend yield track record.
NATGENI Valuation Methods Summary — DCF, Graham Number & P/E
National General Industries intrinsic value across 8 models vs current price ₹60.95 — upside/downside and value range per method. For current market price and key ratios, visit National General Industries share price today.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹18.29 | ₹14.63 - ₹21.95 | -70.0% | EPS: ₹1.20, Sector P/E: 12x |
| Book Value Method | asset | ₹74.00 | ₹66.60 - ₹81.40 | +21.4% | Book Value/Share: ₹74.00, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹22.40 | ₹20.16 - ₹24.64 | -63.2% | Revenue/Share: ₹28.00, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹24.38 | ₹21.94 - ₹26.82 | -60.0% | EBITDA: ₹1.00Cr, EV/EBITDA: 6x |
| Simple DCF (5Y) | dcf | ₹54.33 | ₹43.46 - ₹65.20 | -10.9% | CF Growth: 15.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹19.20 | ₹17.28 - ₹21.12 | -68.5% | EPS Growth: 20.0%, Fair P/E: 16.0x |
| Growth Adjusted P/E | growth | ₹18.29 | ₹16.46 - ₹20.12 | -70.0% | Revenue Growth: -1.7%, Adj P/E: 8.0x |
| Graham Defensive Method | conservative | ₹44.70 | ₹40.23 - ₹49.17 | -26.7% | EPS: ₹1.20, BVPS: ₹74.00 |
NATGENI Intrinsic Value vs Market Price — All Valuation Models
National General Industries fair value range ₹18–₹74 vs current market price ₹60.95 across 8 valuation models. Analyse National General Industries ownership pattern to track promoter, FII and institutional holdings.
NATGENI Intrinsic Value Analysis — Undervalued or Overvalued?
National General Industries median intrinsic value ₹24.38, current price ₹60.95 — Trading Above Calculated Value by 60.0%, margin of safety -100.0%.
What is the intrinsic value of NATGENI?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of National General Industries (NATGENI) is ₹24.38 (median value). With the current market price of ₹60.95, this represents a -60.0% variance from our estimated fair value.
The valuation range spans from ₹18.29 to ₹74.00, indicating ₹18.29 - ₹74.00.
Is NATGENI undervalued or overvalued?
Based on our multi-method analysis, National General Industries (NATGENI) appears to be trading above calculated value by approximately 60.0%.
NATGENI Financial Health — Key Ratios vs Industry Benchmarks
National General Industries financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 4.00 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Return on Equity | 2.7% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | -21.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.35x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
NATGENI Cash Flow Quality — Operating & Free Cash Flow
National General Industries operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹2 Cr | ₹2 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹0 Cr | ₹0 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-1 Cr | ₹-1 Cr | Negative Cash Flow | 3/10 |