Nalin Lease Finance Intrinsic Value
NLFL Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹60.00 | ₹48.00 - ₹72.00 | +33.7% | EPS: ₹5.00, Sector P/E: 12x |
| Book Value Method | asset | ₹40.00 | ₹36.00 - ₹44.00 | -10.8% | Book Value/Share: ₹50.00, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹13.46 | ₹12.11 - ₹14.81 | -70.0% | Revenue/Share: ₹10.00, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹30.71 | ₹27.64 - ₹33.78 | -31.5% | EBITDA: ₹5.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹17.94 | ₹14.35 - ₹21.53 | -60.0% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹23.75 | ₹21.38 - ₹26.13 | -47.1% | EPS Growth: 5.9%, Fair P/E: 4.7x |
| Growth Adjusted P/E | growth | ₹40.79 | ₹36.71 - ₹44.87 | -9.1% | Revenue Growth: 3.9%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹42.86 | ₹38.57 - ₹47.15 | -4.5% | ROE: 8.6%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹75.00 | ₹67.50 - ₹82.50 | +67.2% | EPS: ₹5.00, BVPS: ₹50.00 |
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Valuation Comparison Chart
NLFL Intrinsic Value Analysis
What is the intrinsic value of NLFL?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Nalin Lease Finance (NLFL) is ₹40.00 (median value). With the current market price of ₹44.86, this represents a -10.8% variance from our estimated fair value.
The valuation range spans from ₹13.46 to ₹75.00, indicating ₹13.46 - ₹75.00.
Is NLFL undervalued or overvalued?
Based on our multi-method analysis, Nalin Lease Finance (NLFL) appears to be trading above median value by approximately 10.8%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 2.00 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 1.09 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 8.6% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 57.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.18x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Nalin Lease Finance
Additional stock information and data for NLFL
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-3 Cr | ₹-3 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹1 Cr | ₹-2 Cr | Positive Operating Cash Flow | 6/10 |
| March 2023 | ₹4 Cr | ₹2 Cr | Positive Free Cash Flow | 7/10 |
| March 2022 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 7/10 |
| March 2021 | ₹2 Cr | ₹2 Cr | Positive Free Cash Flow | 8/10 |