Muthoot Microfin P/B Ratio

Current P/B Ratio
1.17
Moderate Valuation
Moderate - Reasonably valued relative to book value

Muthoot Microfin (MUTHOOTMF) P/B ratio is 1.17 (Moderate), book value per share ₹169.88 vs Financial Services average P/B of -3.59 — Moderate - Reasonably valued relative to book value. Explore Muthoot Microfin intrinsic worth to estimate fundamental worth using multiple valuation models.

Current Valuation Metrics

P/B Ratio 1.17
Current Price ₹189.28
Book Value/Share ₹169.88
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹2,854 Cr
Share Capital ₹168 Cr
Reserves & Surplus ₹2,687 Cr
Outstanding Shares 168,000,000
Book Value per Share ₹169.88

Valuation Signal

Signal Fairly Valued
Historical Avg 1.36
Historical Range 1.04 - 2.16
Percentile 75.0%

Sector Context

Sector Average -3.59
Sector Median 0.0
Sector Rank #11 of 50
Sector Percentile 22.0%

MUTHOOTMF P/B Ratio — Valuation Insights & Book Value Analysis

Muthoot Microfin price-to-book ratio interpretation, valuation status and historical context — current P/B 1.17 (Moderate). For live price, earnings yield and the full fundamental profile, see MUTHOOTMF share price.

  • Trading at premium to sector average PB of -3.59

Muthoot Microfin P/B Ratio Historical Trend

MUTHOOTMF annual price-to-book ratio — 4 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. Read MUTHOOTMF dividend growth for the complete payout history and dividend yield track record.

MUTHOOTMF Historical P/B Ratio — Book Value Per Share & Year-End Price

Muthoot Microfin annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 1.11 ₹169.88 ₹189.28 ₹2,854 Moderate
2025 1.13 ₹156.67 ₹176.64 ₹2,632 Moderate
2024 1.04 ₹167.9 ₹174.77 ₹2,804 Moderate
2023 2.16 ₹116.14 ₹251.15 ₹1,626 Moderate

MUTHOOTMF vs Financial Services Peers — P/B Ratio Comparison

Muthoot Microfin P/B 1.17 vs Financial Services average -3.59, median 0.0 — range -91.12–0.13.

Sector Average
-3.59
Sector Median
0.0
Lowest P/B
-91.12
Highest P/B
0.13
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Manraj Housing Finance MANRAJH -21.51 ₹17 Low
Trustwave Securities TRUSTWAVE -13.82 ₹15 Low
Roselabs Finance ROSELABS -4.6 ₹22 Low
CMX Holdings CMXLTD -3.78 ₹25 Low
Gujarat Lease Financing GLFL -3.58 ₹14 Low
GACM Technologies DVR GATECHDVR -3.42 ₹9 Low
Reliance Home Finance RHFL -2.36 ₹131 Low
Kiduja India KIDUJA -2.18 ₹47 Low