Muthoot Finance P/B Ratio
Muthoot Finance (MUTHOOTFIN) P/B ratio is 3.38 (High), book value per share ₹973.38 vs Financial Services average P/B of -3.85 — High - Premium to book value, growth expectations or asset-light model. Compare with MUTHOOTFIN fundamental valuation to assess whether the stock is under or overvalued.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
MUTHOOTFIN P/B Ratio — Valuation Insights & Book Value Analysis
Muthoot Finance price-to-book ratio interpretation, valuation status and historical context — current P/B 3.38 (High). For live price, earnings yield and the full fundamental profile, see Muthoot Finance share price screener.
- Stock appears overvalued with PB of 3.38, trading at significant premium to book value
- Trading at high premium to book value - indicates strong growth expectations or asset-light business model
- Trading at premium to sector average PB of -3.85
Muthoot Finance P/B Ratio Historical Trend
MUTHOOTFIN annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View MUTHOOTFIN annual price range for the annual high/low range and current price position.
MUTHOOTFIN Historical P/B Ratio — Book Value Per Share & Year-End Price
Muthoot Finance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 3.4 | ₹973.38 | ₹3306.90 | ₹39,130 | High |
| 2025 | 5.11 | ₹746.09 | ₹3811.70 | ₹29,993 | High |
| 2024 | 3.33 | ₹640.65 | ₹2136.15 | ₹25,754 | High |
| 2023 | 2.67 | ₹552.44 | ₹1476.30 | ₹22,153 | Moderate |
| 2022 | 2.23 | ₹477.26 | ₹1063.05 | ₹19,138 | Moderate |
MUTHOOTFIN vs Financial Services Peers — P/B Ratio Comparison
Muthoot Finance P/B 3.38 vs Financial Services average -3.85, median -0.03 — range -91.12–0.15.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Manraj Housing Finance | MANRAJH | -29.76 | ₹21 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| Gujarat Lease Financing | GLFL | -4.71 | ₹17 | Low |
| CMX Holdings | CMXLTD | -4.6 | ₹26 | Low |
| Classic Leasing & Finance | CLFL | -4.13 | ₹15 | Low |
| Roselabs Finance | ROSELABS | -4.07 | ₹21 | Low |
| Manipal Finance | MNPLFIN | -2.49 | ₹19 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |