Muthoot Finance P/B Ratio

Current P/B Ratio
3.06
High Valuation
High - Premium to book value, growth expectations or asset-light model

Muthoot Finance (MUTHOOTFIN) P/B ratio is 3.06 (High), book value per share ₹973.38 vs Financial Services average P/B of -3.68 — High - Premium to book value, growth expectations or asset-light model. For live price, earnings yield and the full fundamental profile, see Muthoot Finance share price screener.

Current Valuation Metrics

P/B Ratio 3.06
Current Price ₹2986.70
Book Value/Share ₹973.38
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹39,130 Cr
Share Capital ₹402 Cr
Reserves & Surplus ₹38,729 Cr
Outstanding Shares 402,000,000
Book Value per Share ₹973.38

Valuation Signal

Signal Overvalued
Historical Avg 3.28
Historical Range 2.23 - 5.11
Percentile 40.0%

Sector Context

Sector Average -3.68
Sector Median -0.02
Sector Rank #11 of 50
Sector Percentile 22.0%

MUTHOOTFIN P/B Ratio — Valuation Insights & Book Value Analysis

Muthoot Finance price-to-book ratio interpretation, valuation status and historical context — current P/B 3.06 (High). Review MUTHOOTFIN earnings valuation to evaluate earnings-based valuation against sector peers.

  • Stock appears overvalued with PB of 3.06, trading at significant premium to book value
  • Trading at high premium to book value - indicates strong growth expectations or asset-light business model
  • Trading at premium to sector average PB of -3.68

Muthoot Finance P/B Ratio Historical Trend

MUTHOOTFIN annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View MUTHOOTFIN annual price range for the annual high/low range and current price position.

MUTHOOTFIN Historical P/B Ratio — Book Value Per Share & Year-End Price

Muthoot Finance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 3.07 ₹973.38 ₹2986.70 ₹39,130 High
2025 5.11 ₹746.09 ₹3811.70 ₹29,993 High
2024 3.33 ₹640.65 ₹2136.15 ₹25,754 High
2023 2.67 ₹552.44 ₹1476.30 ₹22,153 Moderate
2022 2.23 ₹477.26 ₹1063.05 ₹19,138 Moderate

MUTHOOTFIN vs Financial Services Peers — P/B Ratio Comparison

Muthoot Finance P/B 3.06 vs Financial Services average -3.68, median -0.02 — range -91.12–0.12.

Sector Average
-3.68
Sector Median
-0.02
Lowest P/B
-91.12
Highest P/B
0.12
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Manraj Housing Finance MANRAJH -26.33 ₹20 Low
Trustwave Securities TRUSTWAVE -13.82 ₹15 Low
Roselabs Finance ROSELABS -4.32 ₹22 Low
CMX Holdings CMXLTD -4.16 ₹26 Low
Gujarat Lease Financing GLFL -3.47 ₹14 Low
GACM Technologies DVR GATECHDVR -3.06 ₹8 Low
Reliance Home Finance RHFL -2.36 ₹131 Low
Manipal Finance MNPLFIN -1.91 ₹14 Low