Muthoot Capital Services Intrinsic Value
Muthoot Capital Services (MUTHOOTCAP) median intrinsic value is ₹315.29 from 8 valuation models (range ₹60–₹399), vs current price ₹198.62 — +58.7% upside (Trading Below Calculated Value), margin of safety 37.0%. Browse MUTHOOTCAP annual financials for revenue, profit, balance sheet and cash flow data.
MUTHOOTCAP Valuation Methods Summary — DCF, Graham Number & P/E
Muthoot Capital Services intrinsic value across 8 models vs current price ₹198.62 — upside/downside and value range per method. For current market price and key ratios, visit Muthoot Capital Services share price chart.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹81.48 | ₹65.18 - ₹97.78 | -59.0% | EPS: ₹6.79, Sector P/E: 12x |
| Book Value Method | asset | ₹315.29 | ₹283.76 - ₹346.82 | +58.7% | Book Value/Share: ₹394.12, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹364.71 | ₹328.24 - ₹401.18 | +83.6% | Revenue/Share: ₹364.71, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹397.24 | ₹357.52 - ₹436.96 | +100.0% | EBITDA: ₹326.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹398.66 | ₹318.93 - ₹478.39 | +100.7% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹59.59 | ₹53.63 - ₹65.55 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹59.59 | ₹53.63 - ₹65.55 | -70.0% | Revenue Growth: 10.8%, Adj P/E: 8.4x |
| Graham Defensive Method | conservative | ₹245.38 | ₹220.84 - ₹269.92 | +23.5% | EPS: ₹6.79, BVPS: ₹394.12 |
MUTHOOTCAP Intrinsic Value vs Market Price — All Valuation Models
Muthoot Capital Services fair value range ₹60–₹399 vs current market price ₹198.62 across 8 valuation models. Also explore Muthoot Capital Services share price performance to track price trends across different timeframes.
MUTHOOTCAP Intrinsic Value Analysis — Undervalued or Overvalued?
Muthoot Capital Services median intrinsic value ₹315.29, current price ₹198.62 — Trading Below Calculated Value by 58.7%, margin of safety 37.0%.
What is the intrinsic value of MUTHOOTCAP?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Muthoot Capital Services (MUTHOOTCAP) is ₹315.29 (median value). With the current market price of ₹198.62, this represents a +58.7% variance from our estimated fair value.
The valuation range spans from ₹59.59 to ₹398.66, indicating ₹59.59 - ₹398.66.
Is MUTHOOTCAP undervalued or overvalued?
Based on our multi-method analysis, Muthoot Capital Services (MUTHOOTCAP) appears to be trading below calculated value by approximately 58.7%.
MUTHOOTCAP Financial Health — Key Ratios vs Industry Benchmarks
Muthoot Capital Services financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.18 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 2.4% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 53.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.15x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
MUTHOOTCAP Cash Flow Quality — Operating & Free Cash Flow
Muthoot Capital Services operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-1,097 Cr | ₹-1,101 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-7 Cr | ₹-39 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-46 Cr | ₹-55 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹73 Cr | ₹69 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹670 Cr | ₹670 Cr | Positive Free Cash Flow | 8/10 |