Muthoot Capital Services Intrinsic Value
Muthoot Capital Services (MUTHOOTCAP) median intrinsic value is ₹335.00 from 7 valuation models (range ₹93–₹504), vs current price ₹251.94 — +33.0% upside (Trading Below Calculated Value), margin of safety 24.8%. Read MUTHOOTCAP dividend growth for the complete payout history and dividend yield track record.
MUTHOOTCAP Valuation Methods Summary — DCF, Graham Number & P/E
Muthoot Capital Services intrinsic value across 7 models vs current price ₹251.94 — upside/downside and value range per method. Compare with MUTHOOTCAP fair price to assess whether the stock is under or overvalued.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹175.20 | ₹140.16 - ₹210.24 | -30.5% | EPS: ₹14.60, Sector P/E: 12x |
| Book Value Method | asset | ₹335.00 | ₹301.50 - ₹368.50 | +33.0% | Book Value/Share: ₹418.75, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹403.12 | ₹362.81 - ₹443.43 | +60.0% | Revenue/Share: ₹403.12, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹503.88 | ₹453.49 - ₹554.27 | +100.0% | EBITDA: ₹358.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹93.44 | ₹84.10 - ₹102.78 | -62.9% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹122.55 | ₹110.30 - ₹134.81 | -51.4% | Revenue Growth: 9.8%, Adj P/E: 8.4x |
| Graham Defensive Method | conservative | ₹370.89 | ₹333.80 - ₹407.98 | +47.2% | EPS: ₹14.60, BVPS: ₹418.75 |
MUTHOOTCAP Intrinsic Value vs Market Price — All Valuation Models
Muthoot Capital Services fair value range ₹93–₹504 vs current market price ₹251.94 across 7 valuation models. For current market price and key ratios, visit Muthoot Capital Services share price chart.
MUTHOOTCAP Intrinsic Value Analysis — Undervalued or Overvalued?
Muthoot Capital Services median intrinsic value ₹335.00, current price ₹251.94 — Trading Below Calculated Value by 33.0%, margin of safety 24.8%.
What is the intrinsic value of MUTHOOTCAP?
Based on our comprehensive analysis using 7 different valuation methods, the estimated intrinsic value of Muthoot Capital Services (MUTHOOTCAP) is ₹335.00 (median value). With the current market price of ₹251.94, this represents a +33.0% variance from our estimated fair value.
The valuation range spans from ₹93.44 to ₹503.88, indicating ₹93.44 - ₹503.88.
Is MUTHOOTCAP undervalued or overvalued?
Based on our multi-method analysis, Muthoot Capital Services (MUTHOOTCAP) appears to be trading below calculated value by approximately 33.0%.
MUTHOOTCAP Financial Health — Key Ratios vs Industry Benchmarks
Muthoot Capital Services financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.19 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 3.6% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 54.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.16x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
MUTHOOTCAP Cash Flow Quality — Operating & Free Cash Flow
Muthoot Capital Services operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-375 Cr | ₹-387 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹-1,096 Cr | ₹-1,100 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-7 Cr | ₹-39 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-46 Cr | ₹-55 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹73 Cr | ₹69 Cr | Positive Free Cash Flow | 8/10 |