Muthoot Capital Services Intrinsic Value

MUTHOOTCAP • Financial Services
Current Stock Price
₹208.34
Primary Intrinsic Value
₹88.80
Market Cap
₹333.3 Cr
+57.9% Upside
Median Value
₹329.00
Value Range
₹63 - ₹424
Assessment
Trading Below Calculated Value
Safety Margin
36.7%

MUTHOOTCAP Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹88.80 ₹71.04 - ₹106.56 -57.4% EPS: ₹7.40, Sector P/E: 12x
Book Value Method asset ₹329.00 ₹296.10 - ₹361.90 +57.9% Book Value/Share: ₹411.25, P/B: 0.8x
Revenue Multiple Method revenue ₹377.50 ₹339.75 - ₹415.25 +81.2% Revenue/Share: ₹377.50, P/S: 1.0x
EBITDA Multiple Method earnings ₹416.68 ₹375.01 - ₹458.35 +100.0% EBITDA: ₹326.00Cr, EV/EBITDA: 5x
Simple DCF (5Y) dcf ₹423.57 ₹338.86 - ₹508.28 +103.3% CF Growth: 5.0%, Discount: 15%
PEG Ratio Method growth ₹62.50 ₹56.25 - ₹68.75 -70.0% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹62.50 ₹56.25 - ₹68.75 -70.0% Revenue Growth: 10.1%, Adj P/E: 8.4x
Graham Defensive Method conservative ₹261.67 ₹235.50 - ₹287.84 +25.6% EPS: ₹7.40, BVPS: ₹411.25
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check MUTHOOTCAP share price latest .

Valuation Comparison Chart

MUTHOOTCAP Intrinsic Value Analysis

What is the intrinsic value of MUTHOOTCAP?

Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Muthoot Capital Services (MUTHOOTCAP) is ₹329.00 (median value). With the current market price of ₹208.34, this represents a +57.9% variance from our estimated fair value.

The valuation range spans from ₹62.50 to ₹423.57, indicating ₹62.50 - ₹423.57.

Is MUTHOOTCAP undervalued or overvalued?

Based on our multi-method analysis, Muthoot Capital Services (MUTHOOTCAP) appears to be trading below calculated value by approximately 57.9%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.22 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Return on Equity 1.8% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin 53.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.17x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹-1,097 Cr ₹-1,101 Cr Negative Cash Flow 3/10
March 2024 ₹-7 Cr ₹-39 Cr Negative Cash Flow 3/10
March 2023 ₹-46 Cr ₹-55 Cr Negative Cash Flow 3/10
March 2022 ₹73 Cr ₹69 Cr Positive Free Cash Flow 8/10
March 2021 ₹670 Cr ₹670 Cr Positive Free Cash Flow 8/10