Muthoot Capital Services Intrinsic Value

MUTHOOTCAP • Financial Services
Current Stock Price
₹276.55
Primary Intrinsic Value
₹124.80
Market Cap
₹442.5 Cr
+19.0% Upside
Median Value
₹329.00
Value Range
₹83 - ₹553
Assessment
Trading Below Median Value
Safety Margin
15.9%

MUTHOOTCAP Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹124.80 ₹99.84 - ₹149.76 -54.9% EPS: ₹10.40, Sector P/E: 12x
Book Value Method asset ₹329.00 ₹296.10 - ₹361.90 +19.0% Book Value/Share: ₹411.25, P/B: 0.8x
Revenue Multiple Method revenue ₹355.62 ₹320.06 - ₹391.18 +28.6% Revenue/Share: ₹355.62, P/S: 1.0x
EBITDA Multiple Method earnings ₹553.10 ₹497.79 - ₹608.41 +100.0% EBITDA: ₹313.00Cr, EV/EBITDA: 5x
Simple DCF (5Y) dcf ₹423.57 ₹338.86 - ₹508.28 +53.2% CF Growth: 5.0%, Discount: 15%
PEG Ratio Method growth ₹82.97 ₹74.67 - ₹91.27 -70.0% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹86.72 ₹78.05 - ₹95.39 -68.6% Revenue Growth: 8.5%, Adj P/E: 8.3x
Graham Defensive Method conservative ₹310.21 ₹279.19 - ₹341.23 +12.2% EPS: ₹10.40, BVPS: ₹411.25
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check MUTHOOTCAP share price latest .

Valuation Comparison Chart

MUTHOOTCAP Intrinsic Value Analysis

What is the intrinsic value of MUTHOOTCAP?

Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Muthoot Capital Services (MUTHOOTCAP) is ₹329.00 (median value). With the current market price of ₹276.55, this represents a +19.0% variance from our estimated fair value.

The valuation range spans from ₹82.97 to ₹553.10, indicating ₹82.97 - ₹553.10.

Is MUTHOOTCAP undervalued or overvalued?

Based on our multi-method analysis, Muthoot Capital Services (MUTHOOTCAP) appears to be trading below median value by approximately 19.0%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.22 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Debt to Equity Ratio 5.45 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 2.6% Industry Standard: 15%+ Below 10% Measures shareholder return efficiency
Operating Margin 55.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.16x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹-1,097 Cr ₹-1,101 Cr Negative Cash Flow 3/10
March 2024 ₹-7 Cr ₹-39 Cr Negative Cash Flow 3/10
March 2023 ₹-46 Cr ₹-55 Cr Negative Cash Flow 3/10
March 2022 ₹73 Cr ₹69 Cr Positive Free Cash Flow 8/10
March 2021 ₹670 Cr ₹670 Cr Positive Free Cash Flow 8/10