Mudra Financial Services Intrinsic Value

MUDRA • Financial Services
Current Stock Price
₹4.10
Primary Intrinsic Value
₹2.40
Market Cap
₹2.0 Cr
-41.5% Downside
Median Value
₹2.40
Value Range
₹1 - ₹10
Assessment
Trading Above Calculated Value
Safety Margin
-70.8%

MUDRA Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹2.40 ₹1.92 - ₹2.88 -41.5% EPS: ₹0.20, Sector P/E: 12x
Book Value Method asset ₹10.25 ₹9.22 - ₹11.28 +150.0% Book Value/Share: ₹22.00, P/B: 0.8x
Revenue Multiple Method revenue ₹2.00 ₹1.80 - ₹2.20 -51.2% Revenue/Share: ₹2.00, P/S: 1.0x
PEG Ratio Method growth ₹1.28 ₹1.15 - ₹1.41 -68.8% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹1.65 ₹1.48 - ₹1.81 -59.8% Revenue Growth: 6.0%, Adj P/E: 8.2x
Graham Defensive Method conservative ₹9.95 ₹8.96 - ₹10.95 +142.7% EPS: ₹0.20, BVPS: ₹22.00
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check MUDRA share price latest .

Valuation Comparison Chart

MUDRA Intrinsic Value Analysis

What is the intrinsic value of MUDRA?

Based on our comprehensive analysis using 6 different valuation methods, the estimated intrinsic value of Mudra Financial Services (MUDRA) is ₹2.40 (median value). With the current market price of ₹4.10, this represents a -41.5% variance from our estimated fair value.

The valuation range spans from ₹1.28 to ₹10.25, indicating ₹1.28 - ₹10.25.

Is MUDRA undervalued or overvalued?

Based on our multi-method analysis, Mudra Financial Services (MUDRA) appears to be trading above calculated value by approximately 41.5%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Debt to Equity Ratio 1.00 Industry Standard: <0.5 Below 1.0 Indicates financial leverage level
Operating Margin -8.0% Industry Standard: 20%+ Below 10% Indicates operational efficiency level
Asset Turnover Ratio 0.09x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10
March 2024 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10
March 2023 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10
March 2022 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10
March 2021 ₹0 Cr ₹0 Cr Negative Cash Flow 3/10