Motor & General Finance Intrinsic Value
MOTOGENFIN Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹13.92 | ₹11.14 - ₹16.70 | -38.6% | EPS: ₹1.16, Sector P/E: 12x |
| Book Value Method | asset | ₹40.00 | ₹36.00 - ₹44.00 | +76.5% | Book Value/Share: ₹40.00, P/B: 1.0x |
| Revenue Multiple Method | revenue | ₹6.80 | ₹6.12 - ₹7.48 | -70.0% | Revenue/Share: ₹6.32, P/S: 0.8x |
| EBITDA Multiple Method | earnings | ₹12.61 | ₹11.35 - ₹13.87 | -44.4% | EBITDA: ₹4.00Cr, EV/EBITDA: 6x |
| Simple DCF (5Y) | dcf | ₹9.06 | ₹7.25 - ₹10.87 | -60.0% | CF Growth: 5.0%, Discount: 15% |
| PEG Ratio Method | growth | ₹7.42 | ₹6.68 - ₹8.16 | -67.3% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹9.56 | ₹8.60 - ₹10.52 | -57.8% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹21.05 | ₹18.95 - ₹23.16 | -7.1% | ROE: 5.3%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹32.31 | ₹29.08 - ₹35.54 | +42.6% | EPS: ₹1.16, BVPS: ₹40.00 |
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Valuation Comparison Chart
MOTOGENFIN Intrinsic Value Analysis
What is the intrinsic value of MOTOGENFIN?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Motor & General Finance (MOTOGENFIN) is ₹12.61 (median value). With the current market price of ₹22.66, this represents a -44.4% variance from our estimated fair value.
The valuation range spans from ₹6.80 to ₹40.00, indicating ₹6.80 - ₹40.00.
Is MOTOGENFIN undervalued or overvalued?
Based on our multi-method analysis, Motor & General Finance (MOTOGENFIN) appears to be trading above calculated value by approximately 44.4%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 2.95 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 2.28 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 5.3% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | -8.0% | Industry Standard: 20%+ | Below 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.07x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Motor & General Finance
Additional stock information and data for MOTOGENFIN
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 8/10 |
| March 2024 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 8/10 |
| March 2023 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 8/10 |
| March 2022 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 8/10 |
| March 2021 | ₹6 Cr | ₹3 Cr | Positive Free Cash Flow | 7/10 |