Money Masters Leasing & Finance Intrinsic Value

MMLF • Financial Services
Current Stock Price
₹0.78
Primary Intrinsic Value
₹1.20
Market Cap
₹1.0 Cr
+53.8% Upside
Median Value
₹1.20
Value Range
₹1 - ₹2
Assessment
Trading Below Calculated Value
Safety Margin
35.0%

MMLF Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹1.20 ₹0.96 - ₹1.44 +53.8% EPS: ₹0.10, Sector P/E: 12x
Book Value Method asset ₹1.95 ₹1.75 - ₹2.15 +150.0% Book Value/Share: ₹12.31, P/B: 0.8x
Revenue Multiple Method revenue ₹0.77 ₹0.69 - ₹0.85 -1.3% Revenue/Share: ₹0.77, P/S: 1.0x
Simple DCF (5Y) dcf ₹1.95 ₹1.56 - ₹2.34 +150.0% CF Growth: 5.0%, Discount: 15%
PEG Ratio Method growth ₹0.64 ₹0.58 - ₹0.70 -17.9% EPS Growth: 8.0%, Fair P/E: 6.4x
Growth Adjusted P/E growth ₹0.80 ₹0.72 - ₹0.88 +2.6% Revenue Growth: -15.9%, Adj P/E: 8.0x
Graham Defensive Method conservative ₹2.34 ₹2.11 - ₹2.57 +200.0% EPS: ₹0.10, BVPS: ₹12.31
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check MMLF share price latest .

Valuation Comparison Chart

MMLF Intrinsic Value Analysis

What is the intrinsic value of MMLF?

Based on our comprehensive analysis using 7 different valuation methods, the estimated intrinsic value of Money Masters Leasing & Finance (MMLF) is ₹1.20 (median value). With the current market price of ₹0.78, this represents a +53.8% variance from our estimated fair value.

The valuation range spans from ₹0.64 to ₹2.34, indicating ₹0.64 - ₹2.34.

Is MMLF undervalued or overvalued?

Based on our multi-method analysis, Money Masters Leasing & Finance (MMLF) appears to be trading below calculated value by approximately 53.8%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Debt to Equity Ratio 1.88 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Operating Margin 19.0% Industry Standard: 20%+ Above 10% Indicates operational efficiency level
Asset Turnover Ratio 0.03x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹1 Cr ₹1 Cr Positive Free Cash Flow 7/10
March 2024 ₹1 Cr ₹-1 Cr Positive Operating Cash Flow 6/10
March 2023 ₹1 Cr ₹1 Cr Positive Free Cash Flow 8/10
March 2022 ₹1 Cr ₹0 Cr Positive Operating Cash Flow 6/10
March 2021 ₹1 Cr ₹0 Cr Positive Operating Cash Flow 6/10