JMJ Fintech P/B Ratio

Current P/B Ratio
0.66
Low Valuation
Low - Trading below book value, may indicate undervaluation

JMJ Fintech (JMJFIN) P/B ratio is 0.66 (Low), book value per share ₹15.14 vs Financial Services average P/B of -3.92 — Low - Trading below book value, may indicate undervaluation. Review JMJ Fintech price earnings to evaluate earnings-based valuation against sector peers.

Current Valuation Metrics

P/B Ratio 0.66
Current Price ₹9.68
Book Value/Share ₹15.14
Exchange BSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹56 Cr
Share Capital ₹37 Cr
Reserves & Surplus ₹19 Cr
Outstanding Shares 37,000,000
Book Value per Share ₹15.14

Valuation Signal

Signal Undervalued
Historical Avg 0.89
Historical Range 0.64 - 1.08
Percentile 20.0%

Sector Context

Sector Average -3.92
Sector Median -0.03
Sector Rank #11 of 50
Sector Percentile 22.0%

JMJFIN P/B Ratio — Valuation Insights & Book Value Analysis

JMJ Fintech price-to-book ratio interpretation, valuation status and historical context — current P/B 0.66 (Low). View JMJFIN 52-week performance for the annual high/low range and current price position.

  • Stock appears undervalued with PB of 0.66, trading below book value
  • Trading below book value - potential value opportunity or financial distress signal
  • Current PB is 26.2% below historical average
  • Trading at premium to sector average PB of -3.92

JMJ Fintech P/B Ratio Historical Trend

JMJFIN annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. For live price, earnings yield and the full fundamental profile, see JMJ Fintech share price chart.

JMJFIN Historical P/B Ratio — Book Value Per Share & Year-End Price

JMJ Fintech annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 0.64 ₹15.14 ₹9.68 ₹56 Low
2025 0.82 ₹18.46 ₹15.19 ₹24 Low
2024 1.06 ₹13.33 ₹14.09 ₹16 Moderate
2023 1.08 ₹10.83 ₹11.67 ₹13 Moderate
2022 0.87 ₹10.0 ₹8.66 ₹12 Low

JMJFIN vs Financial Services Peers — P/B Ratio Comparison

JMJ Fintech P/B 0.66 vs Financial Services average -3.92, median -0.03 — range -91.12–0.12.

Sector Average
-3.92
Sector Median
-0.03
Lowest P/B
-91.12
Highest P/B
0.12
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Manraj Housing Finance MANRAJH -28.0 ₹21 Low
Trustwave Securities TRUSTWAVE -13.82 ₹15 Low
Classic Leasing & Finance CLFL -9.29 ₹16 Low
CMX Holdings CMXLTD -4.39 ₹29 Low
Roselabs Finance ROSELABS -4.08 ₹21 Low
Gujarat Lease Financing GLFL -4.01 ₹16 Low
GACM Technologies DVR GATECHDVR -3.13 ₹9 Low
Manipal Finance MNPLFIN -2.46 ₹18 Low