Mansi Finance Intrinsic Value

MANSIFIN • Financial Services
Current Stock Price
₹79.38
Primary Intrinsic Value
₹152.40
Market Cap
₹31.8 Cr
+89.0% Upside
Median Value
₹150.00
Value Range
₹40 - ₹203
Assessment
Trading Below Calculated Value
Safety Margin
47.1%

MANSIFIN Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹152.40 ₹121.92 - ₹182.88 +92.0% EPS: ₹12.70, Sector P/E: 12x
Book Value Method asset ₹76.00 ₹68.40 - ₹83.60 -4.3% Book Value/Share: ₹95.00, P/B: 0.8x
Revenue Multiple Method revenue ₹40.00 ₹36.00 - ₹44.00 -49.6% Revenue/Share: ₹40.00, P/S: 1.0x
EBITDA Multiple Method earnings ₹73.75 ₹66.38 - ₹81.12 -7.1% EBITDA: ₹7.00Cr, EV/EBITDA: 5x
Simple DCF (5Y) dcf ₹198.45 ₹158.76 - ₹238.14 +150.0% CF Growth: 11.2%, Discount: 15%
PEG Ratio Method growth ₹203.20 ₹182.88 - ₹223.52 +156.0% EPS Growth: 20.0%, Fair P/E: 16.0x
Growth Adjusted P/E growth ₹109.22 ₹98.30 - ₹120.14 +37.6% Revenue Growth: 15.0%, Adj P/E: 8.6x
ROE Based Valuation profitability ₹150.00 ₹135.00 - ₹165.00 +89.0% ROE: 13.2%, P/E Multiple: 12x
Graham Defensive Method conservative ₹164.76 ₹148.28 - ₹181.24 +107.6% EPS: ₹12.70, BVPS: ₹95.00
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check MANSIFIN share price latest .

Valuation Comparison Chart

MANSIFIN Intrinsic Value Analysis

What is the intrinsic value of MANSIFIN?

Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Mansi Finance (MANSIFIN) is ₹150.00 (median value). With the current market price of ₹79.38, this represents a +89.0% variance from our estimated fair value.

The valuation range spans from ₹40.00 to ₹203.20, indicating ₹40.00 - ₹203.20.

Is MANSIFIN undervalued or overvalued?

Based on our multi-method analysis, Mansi Finance (MANSIFIN) appears to be trading below calculated value by approximately 89.0%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.18 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Debt to Equity Ratio 1.61 Industry Standard: <0.5 Above 1.0 Indicates financial leverage level
Return on Equity 13.2% Industry Standard: 15%+ Above 10% Measures shareholder return efficiency
Operating Margin 48.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.26x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹11 Cr ₹11 Cr Positive Free Cash Flow 8/10
March 2024 ₹1 Cr ₹1 Cr Positive Free Cash Flow 8/10
March 2023 ₹-3 Cr ₹-3 Cr Negative Cash Flow 3/10
March 2022 ₹4 Cr ₹4 Cr Positive Free Cash Flow 8/10
March 2021 ₹8 Cr ₹8 Cr Positive Free Cash Flow 8/10