Mangal Credit & Fincorp Intrinsic Value
MANCREDIT Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| Book Value Method | asset | ₹42.95 | ₹38.66 - ₹47.25 | -73.7% | Book Value/Share: ₹53.68, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹48.96 | ₹44.06 - ₹53.86 | -70.0% | Revenue/Share: ₹14.74, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹65.28 | ₹58.75 - ₹71.81 | -60.0% | EBITDA: ₹8.00Cr, EV/EBITDA: 5x |
| Simple DCF (5Y) | dcf | ₹65.28 | ₹52.22 - ₹78.34 | -60.0% | CF Growth: 5.0%, Discount: 15% |
| Dividend Yield Method | dividend | ₹48.96 | ₹44.06 - ₹53.86 | -70.0% | DPS: ₹0.75, Target Yield: 4.0% |
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Valuation Comparison Chart
MANCREDIT Intrinsic Value Analysis
What is the intrinsic value of MANCREDIT?
Based on our comprehensive analysis using 5 different valuation methods, the estimated intrinsic value of Mangal Credit & Fincorp (MANCREDIT) is ₹48.96 (median value). With the current market price of ₹163.19, this represents a -70.0% variance from our estimated fair value.
The valuation range spans from ₹42.95 to ₹65.28, indicating ₹42.95 - ₹65.28.
Is MANCREDIT undervalued or overvalued?
Based on our multi-method analysis, Mangal Credit & Fincorp (MANCREDIT) appears to be trading above calculated value by approximately 70.0%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 3.91 | Industry Standard: 2.0+ | Above 2.0 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 2.01 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | -7.8% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 15.0% | Industry Standard: 20%+ | Above 10% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.14x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Mangal Credit & Fincorp
Additional stock information and data for MANCREDIT
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2019 | ₹1 Cr | ₹1 Cr | Positive Free Cash Flow | 7/10 |
| March 2018 | ₹31 Cr | ₹16 Cr | Positive Free Cash Flow | 8/10 |
| March 2017 | ₹-7 Cr | ₹-13 Cr | Negative Cash Flow | 3/10 |
| March 2016 | ₹44 Cr | ₹29 Cr | Positive Free Cash Flow | 8/10 |
| March 2015 | ₹7 Cr | ₹7 Cr | Positive Free Cash Flow | 8/10 |