Manba Finance Intrinsic Value

MANBA • Financial Services
Current Stock Price
₹117.60
Primary Intrinsic Value
₹100.80
Market Cap
₹588.0 Cr
-38.6% Downside
Median Value
₹72.24
Value Range
₹35 - ₹199
Assessment
Trading Above Calculated Value
Safety Margin
-62.8%

MANBA Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹100.80 ₹80.64 - ₹120.96 -14.3% EPS: ₹8.40, Sector P/E: 12x
Book Value Method asset ₹59.04 ₹53.14 - ₹64.94 -49.8% Book Value/Share: ₹73.80, P/B: 0.8x
Revenue Multiple Method revenue ₹60.80 ₹54.72 - ₹66.88 -48.3% Revenue/Share: ₹60.80, P/S: 1.0x
EBITDA Multiple Method earnings ₹199.00 ₹179.10 - ₹218.90 +69.2% EBITDA: ₹199.00Cr, EV/EBITDA: 5x
Simple DCF (5Y) dcf ₹47.04 ₹37.63 - ₹56.45 -60.0% CF Growth: 5.0%, Discount: 15%
PEG Ratio Method growth ₹35.28 ₹31.75 - ₹38.81 -70.0% EPS Growth: 2.8%, Fair P/E: 2.3x
Growth Adjusted P/E growth ₹72.24 ₹65.02 - ₹79.46 -38.6% Revenue Growth: 15.0%, Adj P/E: 8.6x
ROE Based Valuation profitability ₹100.80 ₹90.72 - ₹110.88 -14.3% ROE: 11.4%, P/E Multiple: 12x
Graham Defensive Method conservative ₹118.10 ₹106.29 - ₹129.91 +0.4% EPS: ₹8.40, BVPS: ₹73.80
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check MANBA share price latest .

Valuation Comparison Chart

MANBA Intrinsic Value Analysis

What is the intrinsic value of MANBA?

Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Manba Finance (MANBA) is ₹72.24 (median value). With the current market price of ₹117.60, this represents a -38.6% variance from our estimated fair value.

The valuation range spans from ₹35.28 to ₹199.00, indicating ₹35.28 - ₹199.00.

Is MANBA undervalued or overvalued?

Based on our multi-method analysis, Manba Finance (MANBA) appears to be trading above calculated value by approximately 38.6%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.24 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Return on Equity 11.4% Industry Standard: 15%+ Above 10% Measures shareholder return efficiency
Operating Margin 63.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.21x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹-324 Cr ₹-332 Cr Negative Cash Flow 3/10
March 2024 ₹-141 Cr ₹-141 Cr Negative Cash Flow 3/10
March 2023 ₹-124 Cr ₹-134 Cr Negative Cash Flow 3/10
March 2022 ₹18 Cr ₹18 Cr Positive Free Cash Flow 8/10
March 2021 ₹73 Cr ₹73 Cr Positive Free Cash Flow 8/10