Manappuram Finance Intrinsic Value
Manappuram Finance (MANAPPURAM) median intrinsic value is ₹558.72 from 9 valuation models (range ₹96–₹683), vs current price ₹319.15 — +75.1% upside (Trading Below Calculated Value), margin of safety 42.9%. Check Manappuram Finance marketcap in USD to track the company's total market size over time.
MANAPPURAM Valuation Methods Summary — DCF, Graham Number & P/E
Manappuram Finance intrinsic value across 9 models vs current price ₹319.15 — upside/downside and value range per method. For current market price and key ratios, visit Manappuram Finance share price today.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹228.96 | ₹183.17 - ₹274.75 | -28.3% | EPS: ₹19.08, Sector P/E: 12x |
| Book Value Method | asset | ₹683.28 | ₹614.95 - ₹751.61 | +114.1% | Book Value/Share: ₹854.10, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹558.72 | ₹502.85 - ₹614.59 | +75.1% | Revenue/Share: ₹558.72, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹638.30 | ₹574.47 - ₹702.13 | +100.0% | EBITDA: ₹6992.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹122.11 | ₹109.90 - ₹134.32 | -61.7% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹157.22 | ₹141.50 - ₹172.94 | -50.7% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹638.30 | ₹574.47 - ₹702.13 | +100.0% | ROE: 10.1%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹605.53 | ₹544.98 - ₹666.08 | +89.7% | EPS: ₹19.08, BVPS: ₹854.10 |
| Dividend Yield Method | dividend | ₹95.74 | ₹86.17 - ₹105.31 | -70.0% | DPS: ₹2.00, Target Yield: 4.0% |
MANAPPURAM Intrinsic Value vs Market Price — All Valuation Models
Manappuram Finance fair value range ₹96–₹683 vs current market price ₹319.15 across 9 valuation models. See MANAPPURAM P/B ratio history to compare market price against book value per share.
MANAPPURAM Intrinsic Value Analysis — Undervalued or Overvalued?
Manappuram Finance median intrinsic value ₹558.72, current price ₹319.15 — Trading Below Calculated Value by 75.1%, margin of safety 42.9%.
What is the intrinsic value of MANAPPURAM?
Based on our comprehensive analysis using 9 different valuation methods, the estimated intrinsic value of Manappuram Finance (MANAPPURAM) is ₹558.72 (median value). With the current market price of ₹319.15, this represents a +75.1% variance from our estimated fair value.
The valuation range spans from ₹95.74 to ₹683.28, indicating ₹95.74 - ₹683.28.
Is MANAPPURAM undervalued or overvalued?
Based on our multi-method analysis, Manappuram Finance (MANAPPURAM) appears to be trading below calculated value by approximately 75.1%.
MANAPPURAM Financial Health — Key Ratios vs Industry Benchmarks
Manappuram Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.15 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 10.1% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 66.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.14x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
MANAPPURAM Cash Flow Quality — Operating & Free Cash Flow
Manappuram Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2026 | ₹-20,238 Cr | ₹-21,054 Cr | Negative Cash Flow | 3/10 |
| March 2025 | ₹-467 Cr | ₹-530 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-3,450 Cr | ₹-3,751 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-3,103 Cr | ₹-3,411 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-423 Cr | ₹-520 Cr | Negative Cash Flow | 3/10 |