Manappuram Finance Intrinsic Value
Manappuram Finance (MANAPPURAM) median intrinsic value is ₹589.30 from 8 valuation models (range ₹122–₹706), vs current price ₹352.95 — +67.0% upside (Trading Below Calculated Value), margin of safety 40.1%. For current market price and key ratios, visit Manappuram Finance share price today.
MANAPPURAM Valuation Methods Summary — DCF, Graham Number & P/E
Manappuram Finance intrinsic value across 8 models vs current price ₹352.95 — upside/downside and value range per method. Read MANAPPURAM ex-dividend dates for the complete payout history and dividend yield track record.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹228.96 | ₹183.17 - ₹274.75 | -35.1% | EPS: ₹19.08, Sector P/E: 12x |
| Book Value Method | asset | ₹589.30 | ₹530.37 - ₹648.23 | +67.0% | Book Value/Share: ₹736.63, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹621.54 | ₹559.39 - ₹683.69 | +76.1% | Revenue/Share: ₹621.54, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹705.90 | ₹635.31 - ₹776.49 | +100.0% | EBITDA: ₹6992.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹122.11 | ₹109.90 - ₹134.32 | -65.4% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹157.22 | ₹141.50 - ₹172.94 | -55.5% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹705.90 | ₹635.31 - ₹776.49 | +100.0% | ROE: 13.0%, P/E Multiple: 12x |
| Graham Defensive Method | conservative | ₹562.35 | ₹506.12 - ₹618.59 | +59.3% | EPS: ₹19.08, BVPS: ₹736.63 |
MANAPPURAM Intrinsic Value vs Market Price — All Valuation Models
Manappuram Finance fair value range ₹122–₹706 vs current market price ₹352.95 across 8 valuation models. Analyse Manappuram Finance ownership pattern to track promoter, FII and institutional holdings.
MANAPPURAM Intrinsic Value Analysis — Undervalued or Overvalued?
Manappuram Finance median intrinsic value ₹589.30, current price ₹352.95 — Trading Below Calculated Value by 67.0%, margin of safety 40.1%.
What is the intrinsic value of MANAPPURAM?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Manappuram Finance (MANAPPURAM) is ₹589.30 (median value). With the current market price of ₹352.95, this represents a +67.0% variance from our estimated fair value.
The valuation range spans from ₹122.11 to ₹705.90, indicating ₹122.11 - ₹705.90.
Is MANAPPURAM undervalued or overvalued?
Based on our multi-method analysis, Manappuram Finance (MANAPPURAM) appears to be trading below calculated value by approximately 67.0%.
MANAPPURAM Financial Health — Key Ratios vs Industry Benchmarks
Manappuram Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.13 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 13.0% | Industry Standard: 15%+ | Above 10% | Measures shareholder return efficiency |
| Operating Margin | 66.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.21x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
MANAPPURAM Cash Flow Quality — Operating & Free Cash Flow
Manappuram Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-467 Cr | ₹-530 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-3,450 Cr | ₹-3,751 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-3,103 Cr | ₹-3,411 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-423 Cr | ₹-520 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-619 Cr | ₹-713 Cr | Negative Cash Flow | 3/10 |