Manappuram Finance Intrinsic Value
MANAPPURAM • Financial Services
Current Stock Price
₹269.55
Primary Intrinsic Value
₹123.36
Market Cap
₹4555 Cr
+90.5%
Upside
Median Value
₹513.61
Value Range
₹81 - ₹589
Assessment
Trading Below Calculated Value
Safety Margin
47.5%
MANAPPURAM Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹123.36 | ₹98.69 - ₹148.03 | -54.2% | EPS: ₹10.28, Sector P/E: 12x |
| Book Value Method | asset | ₹589.30 | ₹530.37 - ₹648.23 | +118.6% | Book Value/Share: ₹736.63, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹538.46 | ₹484.61 - ₹592.31 | +99.8% | Revenue/Share: ₹538.46, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹539.10 | ₹485.19 - ₹593.01 | +100.0% | EBITDA: ₹5028.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹80.86 | ₹72.77 - ₹88.95 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹84.71 | ₹76.24 - ₹93.18 | -68.6% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹513.61 | ₹462.25 - ₹564.97 | +90.5% | ROE: 7.0%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹412.77 | ₹371.49 - ₹454.05 | +53.1% | EPS: ₹10.28, BVPS: ₹736.63 |
Method Types:
Earnings
Asset
DCF
Growth
Dividend
Conservative
Valuation Comparison Chart
MANAPPURAM Intrinsic Value Analysis
What is the intrinsic value of MANAPPURAM?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Manappuram Finance (MANAPPURAM) is ₹513.61 (median value). With the current market price of ₹269.55, this represents a +90.5% variance from our estimated fair value.
The valuation range spans from ₹80.86 to ₹589.30, indicating ₹80.86 - ₹589.30.
Is MANAPPURAM undervalued or overvalued?
Based on our multi-method analysis, Manappuram Finance (MANAPPURAM) appears to be trading below calculated value by approximately 90.5%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.13 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 7.0% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 55.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.18x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Manappuram Finance
Additional stock information and data for MANAPPURAM
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-467 Cr | ₹-530 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-3,450 Cr | ₹-3,751 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-3,103 Cr | ₹-3,411 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-423 Cr | ₹-520 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-619 Cr | ₹-713 Cr | Negative Cash Flow | 3/10 |