Manappuram Finance Intrinsic Value
MANAPPURAM Valuation Methods Summary
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹123.36 | ₹98.69 - ₹148.03 | -60.1% | EPS: ₹10.28, Sector P/E: 12x |
| Book Value Method | asset | ₹589.30 | ₹530.37 - ₹648.23 | +90.4% | Book Value/Share: ₹736.63, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹540.83 | ₹486.75 - ₹594.91 | +74.7% | Revenue/Share: ₹540.83, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹619.00 | ₹557.10 - ₹680.90 | +100.0% | EBITDA: ₹5028.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹92.85 | ₹83.56 - ₹102.14 | -70.0% | EPS Growth: 8.0%, Fair P/E: 6.4x |
| Growth Adjusted P/E | growth | ₹92.85 | ₹83.56 - ₹102.14 | -70.0% | Revenue Growth: 6.0%, Adj P/E: 8.2x |
| ROE Based Valuation | profitability | ₹513.61 | ₹462.25 - ₹564.97 | +65.9% | ROE: 7.0%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹412.77 | ₹371.49 - ₹454.05 | +33.4% | EPS: ₹10.28, BVPS: ₹736.63 |
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Valuation Comparison Chart
MANAPPURAM Intrinsic Value Analysis
What is the intrinsic value of MANAPPURAM?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Manappuram Finance (MANAPPURAM) is ₹513.61 (median value). With the current market price of ₹309.50, this represents a +65.9% variance from our estimated fair value.
The valuation range spans from ₹92.85 to ₹619.00, indicating ₹92.85 - ₹619.00.
Is MANAPPURAM undervalued or overvalued?
Based on our multi-method analysis, Manappuram Finance (MANAPPURAM) appears to be trading below calculated value by approximately 65.9%.
Financial Health Analysis
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.13 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Debt to Equity Ratio | 3.95 | Industry Standard: <0.5 | Above 1.0 | Indicates financial leverage level |
| Return on Equity | 7.0% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 55.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.19x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
Related Pages for Manappuram Finance
Additional stock information and data for MANAPPURAM
Cash Flow Quality Analysis
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-467 Cr | ₹-530 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-3,450 Cr | ₹-3,751 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-3,103 Cr | ₹-3,411 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-423 Cr | ₹-520 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-619 Cr | ₹-713 Cr | Negative Cash Flow | 3/10 |