M&M Financial Services P/B Ratio

Current P/B Ratio
1.56
Moderate Valuation
Moderate - Reasonably valued relative to book value

M&M Financial Services (M&MFIN) P/B ratio is 1.56 (Moderate), book value per share ₹958.24 vs Financial Services average P/B of -3.85 — Moderate - Reasonably valued relative to book value. Compare with M&M Financial Services value estimation to assess whether the stock is under or overvalued.

Current Valuation Metrics

P/B Ratio 1.56
Current Price ₹305.20
Book Value/Share ₹958.24
Exchange NSE

Book Value Breakdown (2026)

Balance Sheet Components
Total Equity ₹26,639 Cr
Share Capital ₹278 Cr
Reserves & Surplus ₹26,361 Cr
Outstanding Shares 278,000,000
Book Value per Share ₹958.24

Valuation Signal

Signal Fairly Valued
Historical Avg 0.35
Historical Range 0.31 - 0.46
Percentile 100.0%

Sector Context

Sector Average -3.85
Sector Median -0.03
Sector Rank #11 of 50
Sector Percentile 22.0%

M&MFIN P/B Ratio — Valuation Insights & Book Value Analysis

M&M Financial Services price-to-book ratio interpretation, valuation status and historical context — current P/B 1.56 (Moderate). For live price, earnings yield and the full fundamental profile, see M&M Financial Services screener.

  • Current PB is 348.3% above historical average
  • Trading at premium to sector average PB of -3.85

M&M Financial Services P/B Ratio Historical Trend

M&MFIN annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View M&MFIN 52-week chart for the annual high/low range and current price position.

M&MFIN Historical P/B Ratio — Book Value Per Share & Year-End Price

M&M Financial Services annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2026 0.32 ₹958.24 ₹305.20 ₹26,639 Low
2025 0.46 ₹873.4 ₹403.00 ₹21,573 Low
2024 0.31 ₹808.7 ₹251.55 ₹19,975 Low
2023 0.34 ₹757.13 ₹256.70 ₹18,701 Low
2022 0.31 ₹689.8 ₹216.75 ₹17,038 Low

M&MFIN vs Financial Services Peers — P/B Ratio Comparison

M&M Financial Services P/B 1.56 vs Financial Services average -3.85, median -0.03 — range -91.12–0.15.

Sector Average
-3.85
Sector Median
-0.03
Lowest P/B
-91.12
Highest P/B
0.15
Companies
50
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Mena Mani Industries MENAMANI -91.12 ₹72 Low
Manraj Housing Finance MANRAJH -29.76 ₹21 Low
Blue Chip BLUECHIP -28.88 ₹18 Low
Trustwave Securities TRUSTWAVE -13.82 ₹15 Low
Gujarat Lease Financing GLFL -4.71 ₹17 Low
CMX Holdings CMXLTD -4.6 ₹26 Low
Classic Leasing & Finance CLFL -4.13 ₹15 Low
Roselabs Finance ROSELABS -4.07 ₹21 Low
Manipal Finance MNPLFIN -2.49 ₹19 Low
Reliance Home Finance RHFL -2.36 ₹131 Low