M&M Financial Services Complete Financial Statements

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11 Years of Data
2025 - 2015

Complete Financial Data Export

Export complete financial statements for M&M Financial Services (M&MFIN). Downloads include all available records across all periods. For market performance, see the M&MFIN stock price today .

Profitability Ratios

Net Profit Margin 11.17% 2025 data
EBITDA Margin 60.22% 2025 data
Operating Margin 60.00% 2025 data
Return on Assets 0.39% 2025 data
Return on Equity 2.62% 2025 data

Balance Sheet Ratios

Current Ratio 0.07 2025 data
Debt to Equity 6.68 2025 data
Equity Ratio 14.97% 2025 data
Asset Turnover 0.04 2025 data

Year-over-Year Growth Analysis

Comparing Sept 2024 vs Sept 2025
Revenue Growth
+12.7%
Year-over-Year
Net Profit Growth
+45.1%
Year-over-Year
EBITDA Growth
+14.5%
Year-over-Year
Expense Growth
+10.1%
Year-over-Year
Assets Growth
+16.5%
Year-over-Year
Equity Growth
+8.0%
Year-over-Year
Liabilities Growth
+16.5%
Year-over-Year
Operating Cash Flow Growth
+15.4%
Year-over-Year
Investing Cash Flow Growth
-140.3%
Year-over-Year
Financing Cash Flow Growth
+9.4%
Year-over-Year

Income Statement

Periods ₹ Crores
Particulars Sept 2025 Mar 2025 Jun 2025 Sept 2024 Mar 2024 Jun 2024 Dec 2024 Sept 2023 Mar 2023 Jun 2023 Dec 2023 Sept 2022 Mar 2022 Jun 2022 Dec 2022 Sept 2021 Mar 2021 Jun 2021 Dec 2021 Sept 2020 Mar 2020 Jun 2020 Dec 2020 Sept 2019 Mar 2019 Jun 2019 Dec 2019 Sept 2018 Mar 2018 Jun 2018 Dec 2018 Sept 2017 Mar 2017 Jun 2017 Dec 2017 Sept 2016 Mar 2016 Jun 2016 Dec 2016 Sept 2015 Mar 2015 Jun 2015 Dec 2015
Revenue 5,065 4,913 5,034 4,494 4,348 4,374 4,815 3,878 3,549 3,651 4,150 3,041 2,904 2,926 3,360 2,983 3,053 2,584 2,996 3,071 3,149 3,311 3,017 2,948 2,914 2,852 3,094 2,535 2,507 2,315 2,714 1,986 2,133 1,886 2,246 1,741 1,905 1,579 1,748 1,587 1,680 1,513 1,593
Expenses 2,015 2,001 1,964 1,830 1,520 1,676 1,325 1,724 1,073 1,504 1,456 1,127 933 1,512 1,041 318 1,534 3,541 556 1,175 1,392 1,368 1,982 1,052 581 1,388 1,071 817 809 854 878 943 866 954 776 749 512 631 877 614 440 639 694
EBITDA 3,050 2,912 3,069 2,664 2,829 2,698 3,490 2,154 2,476 2,146 2,693 1,914 1,971 1,414 2,320 2,665 1,518 -958 2,440 1,896 1,756 1,943 1,035 1,896 2,333 1,464 2,023 1,718 1,698 1,461 1,837 1,043 1,266 932 1,470 993 1,393 947 871 974 1,240 874 899
Operating Profit Margin % 60.00% 59.00% 61.00% 59.00% 65.00% 61.00% 72.00% 55.00% 69.00% 58.00% 64.00% 63.00% 67.00% 48.00% 69.00% 89.00% 49.00% -39.00% 81.00% 61.00% 55.00% 55.00% 33.00% 64.00% 80.00% 51.00% 65.00% 67.00% 68.00% 63.00% 67.00% 52.00% 59.00% 49.00% 64.00% 56.00% 73.00% 60.00% 49.00% 61.00% 74.00% 58.00% 56.00%
Depreciation 94 85 86 79 72 76 82 67 65 66 69 55 50 43 63 34 37 33 35 40 19 38 37 43 21 41 43 19 15 16 20 13 16 13 14 13 12 12 13 11 11 11 12
Interest 2,198 2,218 2,280 2,062 1,861 1,960 2,175 1,703 1,477 1,597 1,798 1,192 1,053 1,052 1,373 1,143 1,226 1,151 1,071 1,369 1,431 1,401 1,312 1,346 1,270 1,263 1,351 1,053 870 957 1,153 855 802 828 873 789 736 764 831 710 678 693 730
Profit Before Tax 759 610 704 523 896 662 1,233 383 934 483 826 668 869 318 884 1,488 256 -2,141 1,334 488 306 504 -313 507 1,041 160 629 646 813 488 665 175 448 91 583 191 645 171 28 253 551 170 157
Tax 193 153 175 133 225 165 315 96 259 121 203 176 240 79 219 385 37 -568 342 135 68 72 -90 243 341 52 154 211 300 166 255 69 162 30 211 73 227 61 12 93 179 60 56
Net Profit 566 456 529 390 671 497 918 287 675 362 623 492 629 240 664 1,103 219 -1,573 992 353 239 432 -223 264 701 109 475 435 513 322 410 106 286 61 371 118 418 110 16 160 372 110 101
Earnings Per Share (₹) 4.06 3.70 4.06 3.06 5.43 4.03 7.43 2.28 5.52 2.91 5.05 3.98 5.06 1.94 5.36 8.93 1.76 -12.77 8.01 3.31 2.61 7.01 -1.84 4.25 11.17 1.74 5.25 6.93 8.43 5.14 6.49 1.78 4.93 1.03 6.37 2.02 7.29 1.91 0.21 2.78 6.51 1.91 1.71

Balance Sheet

Years Annual Data ₹ Crores
Particulars 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
ASSETS
Total Assets 144,105 123,716 105,085 83,809 85,601 81,793 74,576 58,730 53,223 45,007 38,633
Current Assets 7,900 5,858 6,947 6,026 5,043 2,554 1,658 937 23,283 20,628 17,412
Fixed Assets 1,207 1,008 871 515 399 455 201 147 133 129 119
Capital Work in Progress 66 106 3 2 12 1 1 1 1 0 0
Investments 10,590 9,599 10,063 8,654 12,126 5,340 3,327 2,378 576 547 95
Other Assets 132,242 113,004 94,148 74,637 73,064 75,996 71,046 56,205 52,512 44,331 38,420
LIABILITIES
Total Liabilities 144,105 123,716 105,085 83,809 85,601 81,793 74,576 58,730 53,223 45,007 38,633
Current Liabilities 116,604 95,147 77,323 61,629 64,606 65,634 55,785 40,413 25,960 21,266 17,520
Non-Current Liabilities
SHAREHOLDERS' EQUITY
Total Equity 21,573 19,975 18,701 17,038 15,876 12,059 11,348 10,000 7,060 6,537 5,992
Share Capital 247 247 247 247 246 123 123 123 113 113 113
Reserves & Surplus 21,283 19,686 18,313 16,650 15,530 11,846 11,146 9,732 6,847 6,357 5,830

Cash Flow Statement

Periods ₹ Crores
Particulars March 2025 March 2024 March 2023 March 2022 March 2021 March 2020 March 2019 March 2018 March 2017 March 2016 March 2015
Operating Activities -15,602 -18,449 -17,395 18 5,826 -3,115 -12,078 -8,510 -6,467 -4,957 -3,970
Investing Activities -1,077 2,671 -1,635 3,112 -8,349 -2,689 -1,213 243 -97 -440 34
Financing Activities 17,605 16,095 18,852 -3,173 2,549 6,050 13,490 8,174 6,766 5,431 3,907
Net Cash Flow 927 317 -179 -43 26 245 199 -93 202 34 -29