L&T Finance Complete Financial Statements
12 Years of Data
2026 - 2015
In FY2026, L&T Finance (LTF) reported revenue ₹4,771 Cr, net profit ₹809 Cr and EPS ₹3.22, with a net profit margin of 17.0% and ROE of 2.9%. Full financial statements from FY2015 to FY2026 (12 years) — income statement, balance sheet and cash flow in ₹ Crores. Download as Excel or CSV. Review LTF price earnings ratio to evaluate earnings-based valuation against sector peers.
Complete Financial Data Export
Profitability Ratios
Net Profit Margin
16.96%
2026 data
EBITDA Margin
60.39%
2026 data
Operating Margin
60.00%
2026 data
Return on Assets
0.57%
2026 data
Return on Equity
2.89%
2026 data
Balance Sheet Ratios
Current Ratio
0.14
2026 data
Equity Ratio
19.71%
2026 data
Asset Turnover
0.03
2026 data
LTF Revenue, Net Profit & EBITDA — Year-on-Year Growth
LTF YoY (Mar 2025 vs Mar 2026) — revenue +18.5%, net profit +27.2%, EBITDA +17.8%, expenses +19.5%. For live price, earnings ratios and company overview, see LTF share price screener.
Revenue Growth
+18.5%
Year-over-Year
Net Profit Growth
+27.2%
Year-over-Year
EBITDA Growth
+17.8%
Year-over-Year
Expense Growth
+19.5%
Year-over-Year
Assets Growth
+18.1%
Year-over-Year
Equity Growth
+9.4%
Year-over-Year
Operating Cash Flow Growth
+14.5%
Year-over-Year
Investing Cash Flow Growth
-22.2%
Year-over-Year
Financing Cash Flow Growth
0.0%
Year-over-Year
LTF Income Statement — Revenue, EBITDA & Net Profit
L&T Finance revenue ₹4,771 Cr, EBITDA ₹2,881 Cr, net profit ₹809 Cr, EPS ₹3.22 (2026) — net profit margin 17.0%. Explore L&T Finance intrinsic price to estimate fundamental worth using multiple valuation models.
Periods
₹ Crores
| Particulars | Mar 2026 | Sept 2025 | Mar 2025 | Jun 2025 | Dec 2025 | Sept 2024 | Mar 2024 | Jun 2024 | Dec 2024 | Sept 2023 | Mar 2023 | Jun 2023 | Dec 2023 | Sept 2022 | Mar 2022 | Jun 2022 | Dec 2022 | Sept 2021 | Mar 2021 | Jun 2021 | Dec 2021 | Sept 2020 | Mar 2020 | Jun 2020 | Dec 2020 | Sept 2019 | Mar 2019 | Jun 2019 | Dec 2019 | Sept 2018 | Mar 2018 | Jun 2018 | Dec 2018 | Sept 2017 | Mar 2017 | Jun 2017 | Dec 2017 | Sept 2016 | Mar 2016 | Jun 2016 | Dec 2016 | Sept 2015 | Mar 2015 | Jun 2015 | Dec 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4,771 | 4,336 | 4,027 | 4,260 | 4,582 | 4,024 | 3,676 | 3,785 | 4,105 | 3,482 | 3,444 | 3,377 | 3,581 | 3,303 | 3,118 | 3,175 | 5,672 | 3,092 | 3,587 | 3,163 | 3,151 | 3,509 | 3,427 | 3,623 | 3,555 | 3,712 | 3,384 | 3,690 | 3,736 | 3,302 | 2,763 | 3,170 | 3,445 | 2,610 | 2,238 | 2,427 | 2,595 | 2,142 | 2,011 | 2,031 | 2,162 | 1,838 | 1,671 | 1,758 | 1,864 |
| Expenses | 1,890 | 1,662 | 1,581 | 1,640 | 1,829 | 1,575 | 1,619 | 1,483 | 1,676 | 1,331 | 1,309 | 1,270 | 1,375 | 1,236 | 1,228 | 1,389 | 4,043 | 1,312 | 1,238 | 1,405 | 1,299 | 1,266 | 1,147 | 1,527 | 1,467 | 1,042 | 788 | 1,008 | 1,093 | 844 | 920 | 917 | 791 | 937 | 980 | 786 | 804 | 635 | 528 | 557 | 628 | 502 | 459 | 478 | 503 |
| EBITDA | 2,881 | 2,674 | 2,446 | 2,620 | 2,753 | 2,449 | 2,057 | 2,302 | 2,429 | 2,151 | 2,136 | 2,107 | 2,207 | 2,066 | 1,890 | 1,787 | 1,628 | 1,780 | 2,350 | 1,758 | 1,851 | 2,243 | 2,281 | 2,096 | 2,089 | 2,670 | 2,596 | 2,681 | 2,643 | 2,459 | 1,842 | 2,253 | 2,654 | 1,673 | 1,258 | 1,641 | 1,791 | 1,507 | 1,483 | 1,474 | 1,534 | 1,336 | 1,212 | 1,281 | 1,361 |
| Operating Profit Margin % | 60.00% | 62.00% | 61.00% | 62.00% | 60.00% | 61.00% | 56.00% | 61.00% | 59.00% | 59.00% | 60.00% | 61.00% | 61.00% | 61.00% | 58.00% | 54.00% | -18.00% | 56.00% | 64.00% | 54.00% | 56.00% | 63.00% | 66.00% | 55.00% | 57.00% | 71.00% | 76.00% | 72.00% | 70.00% | 74.00% | 66.00% | 70.00% | 76.00% | 64.00% | 55.00% | 66.00% | 68.00% | 70.00% | 73.00% | 72.00% | 70.00% | 72.00% | 72.00% | 72.00% | 72.00% |
| Depreciation | 60 | 51 | 41 | 41 | 58 | 33 | 28 | 28 | 36 | 28 | 29 | 30 | 29 | 27 | 28 | 27 | 28 | 28 | 22 | 23 | 24 | 25 | 22 | 19 | 21 | 16 | 14 | 16 | 29 | 12 | 13 | 12 | 12 | 12 | 15 | 14 | 13 | 18 | 21 | 19 | 16 | 21 | 22 | 21 | 20 |
| Interest | 1,747 | 1,634 | 1,600 | 1,636 | 1,703 | 1,476 | 1,335 | 1,351 | 1,569 | 1,325 | 1,445 | 1,364 | 1,353 | 1,439 | 1,392 | 1,413 | 1,501 | 1,445 | 1,609 | 1,510 | 1,407 | 1,889 | 1,803 | 1,978 | 1,724 | 1,898 | 1,833 | 1,923 | 1,890 | 1,650 | 1,463 | 1,512 | 1,866 | 1,314 | 1,158 | 1,270 | 1,402 | 1,153 | 1,127 | 1,156 | 1,160 | 998 | 929 | 985 | 1,015 |
| Profit Before Tax | 1,074 | 989 | 806 | 943 | 992 | 940 | 694 | 922 | 824 | 797 | 662 | 714 | 824 | 601 | 470 | 346 | 99 | 306 | 718 | 226 | 421 | 329 | 456 | 99 | 344 | 756 | 749 | 743 | 725 | 798 | 366 | 729 | 776 | 347 | 85 | 357 | 376 | 335 | 334 | 300 | 358 | 317 | 261 | 275 | 326 |
| Tax | 265 | 254 | 170 | 242 | 254 | 243 | 141 | 237 | 198 | 203 | 246 | 183 | 185 | 195 | 129 | 85 | -354 | 83 | 452 | 49 | 113 | 81 | 71 | -48 | 57 | 582 | 197 | 193 | 134 | 239 | 98 | 189 | 195 | 2 | -232 | 19 | 49 | 87 | 97 | 93 | 83 | 102 | 55 | 83 | 114 |
| Net Profit | 809 | 735 | 636 | 701 | 738 | 697 | 553 | 685 | 626 | 594 | 417 | 531 | 639 | 406 | 341 | 261 | 453 | 223 | 266 | 177 | 308 | 248 | 385 | 147 | 288 | 175 | 552 | 549 | 592 | 559 | 269 | 540 | 581 | 345 | 317 | 339 | 327 | 248 | 237 | 207 | 276 | 215 | 206 | 193 | 212 |
| Earnings Per Share (₹) | 3.22 | 2.94 | 2.55 | 2.81 | 2.95 | 2.79 | 2.23 | 2.75 | 2.51 | 2.40 | 2.02 | 2.14 | 2.57 | 1.64 | 1.39 | 1.07 | 1.83 | 0.91 | 1.19 | 0.72 | 1.32 | 1.32 | 1.93 | 0.70 | 1.37 | 0.87 | 2.74 | 2.74 | 2.95 | 2.81 | 1.51 | 2.70 | 2.90 | 1.85 | 1.60 | 1.76 | 1.76 | 1.23 | 1.08 | 1.00 | 1.38 | 0.94 | 1.01 | 0.84 | 0.92 |
LTF Balance Sheet — Assets, Liabilities & Shareholders' Equity
LTF total assets ₹142,205 Cr, total equity ₹28,034 Cr, total liabilities ₹ Cr (2026) — ROE 2.9%.
Years
Annual Data
₹ Crores
| Particulars | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| Total Assets | 142,205 | 120,409 | 102,718 | 106,362 | 106,902 | 108,972 | 109,545 | 106,055 | 87,777 | 72,514 | 63,801 | 52,742 |
| Current Assets | 10,629 | 12,291 | 6,561 | 14,423 | 10,541 | 10,272 | 9,472 | 3,147 | 2,371 | 18,048 | 15,953 | 14,816 |
| Fixed Assets | 1,308 | 641 | 519 | 553 | 509 | 1,138 | 1,100 | 1,127 | 1,151 | 1,230 | 1,313 | 1,184 |
| Capital Work in Progress | 62 | 45 | 36 | 5 | 22 | 24 | 62 | 39 | 19 | 28 | 22 | 174 |
| Investments | 10,564 | 11,876 | 12,385 | 14,366 | 11,917 | 8,872 | 5,979 | 8,641 | 5,302 | 3,836 | 2,223 | 1,606 |
| Other Assets | 130,272 | 107,847 | 89,778 | 91,439 | 94,455 | 98,937 | 102,403 | 96,248 | 81,305 | 67,420 | 60,243 | 49,779 |
| LIABILITIES | ||||||||||||
| Total Liabilities | ||||||||||||
| Current Liabilities | 77,952 | 63,873 | 56,330 | 60,181 | 62,464 | 67,643 | 88,699 | 61,697 | 49,777 | 44,229 | 37,962 | 30,272 |
| Non-Current Liabilities | ||||||||||||
| SHAREHOLDERS' EQUITY | ||||||||||||
| Total Equity | 28,034 | 25,631 | 23,528 | 21,618 | 20,128 | 18,970 | 14,913 | 13,671 | 11,630 | 9,226 | 8,509 | 7,840 |
| Share Capital | 2,504 | 2,495 | 2,489 | 2,480 | 2,474 | 2,469 | 2,005 | 1,999 | 1,996 | 2,969 | 2,967 | 3,084 |
| Reserves & Surplus | 25,479 | 23,069 | 20,950 | 19,049 | 17,474 | 16,304 | 12,688 | 11,450 | 9,411 | 6,020 | 5,324 | 4,656 |
LTF Cash Flow Statement — Operating, Investing & Financing
L&T Finance operating cash flow ₹-14,189 Cr, investing ₹367 Cr, financing ₹15,415 Cr, net cash flow ₹1,593 Cr (2026).
Periods
₹ Crores
| Particulars | March 2026 | March 2025 | March 2024 | March 2023 | March 2022 | March 2021 | March 2020 | March 2019 | March 2018 | March 2017 | March 2016 | March 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | -14,189 | -16,588 | 686 | 6,718 | 6,078 | 5,464 | 2,162 | -11,644 | -15,640 | -5,779 | -9,213 | -6,474 |
| Investing Activities | 367 | 472 | 849 | -862 | -5,087 | -2,025 | 160 | -3,588 | 1,549 | -2,118 | -675 | 2 |
| Financing Activities | 15,415 | 15,419 | -7,050 | -1,664 | -3,023 | -2,091 | 1,451 | 16,008 | 14,678 | 7,952 | 9,426 | 6,552 |
| Net Cash Flow | 1,593 | -697 | -5,515 | 4,193 | -2,032 | 1,349 | 3,772 | 777 | 587 | 55 | -461 | 81 |