L&T Finance Complete Financial Statements

LTF • Review detailed financials to uncover trends, confirm thesis & journal trades
11 Years of Data
2025 - 2015

Complete Financial Data Export

Export complete financial statements for L&T Finance (LTF). Downloads include all available records across all periods. For market performance, see the LTF stock price today .

Profitability Ratios

Net Profit Margin 16.95% 2025 data
EBITDA Margin 61.67% 2025 data
Operating Margin 62.00% 2025 data
Return on Assets 0.61% 2025 data
Return on Equity 2.87% 2025 data

Balance Sheet Ratios

Current Ratio 0.19 2025 data
Debt to Equity 4.70 2025 data
Equity Ratio 21.29% 2025 data
Asset Turnover 0.04 2025 data

Year-over-Year Growth Analysis

Comparing Sept 2024 vs Sept 2025
Revenue Growth
+7.8%
Year-over-Year
Net Profit Growth
+5.5%
Year-over-Year
EBITDA Growth
+9.2%
Year-over-Year
Expense Growth
+5.5%
Year-over-Year
Assets Growth
+17.2%
Year-over-Year
Equity Growth
+8.9%
Year-over-Year
Liabilities Growth
+17.2%
Year-over-Year
Operating Cash Flow Growth
-2517.9%
Year-over-Year
Investing Cash Flow Growth
-44.5%
Year-over-Year
Financing Cash Flow Growth
+318.7%
Year-over-Year

Income Statement

Periods ₹ Crores
Particulars Sept 2025 Mar 2025 Jun 2025 Sept 2024 Mar 2024 Jun 2024 Dec 2024 Sept 2023 Mar 2023 Jun 2023 Dec 2023 Sept 2022 Mar 2022 Jun 2022 Dec 2022 Sept 2021 Mar 2021 Jun 2021 Dec 2021 Sept 2020 Mar 2020 Jun 2020 Dec 2020 Sept 2019 Mar 2019 Jun 2019 Dec 2019 Sept 2018 Mar 2018 Jun 2018 Dec 2018 Sept 2017 Mar 2017 Jun 2017 Dec 2017 Sept 2016 Mar 2016 Jun 2016 Dec 2016 Sept 2015 Mar 2015 Jun 2015 Dec 2015
Revenue 4,336 4,027 4,260 4,024 3,676 3,785 4,105 3,482 3,444 3,377 3,581 3,303 3,118 3,175 5,672 3,092 3,587 3,163 3,151 3,509 3,427 3,623 3,555 3,712 3,384 3,690 3,736 3,302 2,763 3,170 3,445 2,610 2,238 2,427 2,595 2,142 2,011 2,031 2,162 1,838 1,671 1,758 1,864
Expenses 1,662 1,581 1,640 1,575 1,619 1,483 1,676 1,331 1,309 1,270 1,375 1,236 1,228 1,389 4,043 1,312 1,238 1,405 1,299 1,266 1,147 1,527 1,467 1,042 788 1,008 1,093 844 920 917 791 937 980 786 804 635 528 557 628 502 459 478 503
EBITDA 2,674 2,446 2,620 2,449 2,057 2,302 2,429 2,151 2,136 2,107 2,207 2,066 1,890 1,787 1,628 1,780 2,350 1,758 1,851 2,243 2,281 2,096 2,089 2,670 2,596 2,681 2,643 2,459 1,842 2,253 2,654 1,673 1,258 1,641 1,791 1,507 1,483 1,474 1,534 1,336 1,212 1,281 1,361
Operating Profit Margin % 62.00% 61.00% 62.00% 61.00% 56.00% 61.00% 59.00% 59.00% 60.00% 61.00% 61.00% 61.00% 58.00% 54.00% -18.00% 56.00% 64.00% 54.00% 56.00% 63.00% 66.00% 55.00% 57.00% 71.00% 76.00% 72.00% 70.00% 74.00% 66.00% 70.00% 76.00% 64.00% 55.00% 66.00% 68.00% 70.00% 73.00% 72.00% 70.00% 72.00% 72.00% 72.00% 72.00%
Depreciation 51 41 41 33 28 28 36 28 29 30 29 27 28 27 28 28 22 23 24 25 22 19 21 16 14 16 29 12 13 12 12 12 15 14 13 18 21 19 16 21 22 21 20
Interest 1,634 1,600 1,636 1,476 1,335 1,351 1,569 1,325 1,445 1,364 1,353 1,439 1,392 1,413 1,501 1,445 1,609 1,510 1,407 1,889 1,803 1,978 1,724 1,898 1,833 1,923 1,890 1,650 1,463 1,512 1,866 1,314 1,158 1,270 1,402 1,153 1,127 1,156 1,160 998 929 985 1,015
Profit Before Tax 989 806 943 940 694 922 824 797 662 714 824 601 470 346 99 306 718 226 421 329 456 99 344 756 749 743 725 798 366 729 776 347 85 357 376 335 334 300 358 317 261 275 326
Tax 254 170 242 243 141 237 198 203 246 183 185 195 129 85 -354 83 452 49 113 81 71 -48 57 582 197 193 134 239 98 189 195 2 -232 19 49 87 97 93 83 102 55 83 114
Net Profit 735 636 701 697 553 685 626 594 417 531 639 406 341 261 453 223 266 177 308 248 385 147 288 175 552 549 592 559 269 540 581 345 317 339 327 248 237 207 276 215 206 193 212
Earnings Per Share (₹) 2.94 2.55 2.81 2.79 2.23 2.75 2.51 2.40 2.02 2.14 2.57 1.64 1.39 1.07 1.83 0.91 1.19 0.72 1.32 1.32 1.93 0.70 1.37 0.87 2.74 2.74 2.95 2.81 1.51 2.70 2.90 1.85 1.60 1.76 1.76 1.23 1.08 1.00 1.38 0.94 1.01 0.84 0.92

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Balance Sheet

Years Annual Data ₹ Crores
Particulars 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
ASSETS
Total Assets 120,409 102,718 106,362 106,902 108,972 109,545 106,055 87,777 72,514 63,801 52,742
Current Assets 12,291 6,561 14,423 10,541 10,272 9,472 3,147 2,371 18,048 15,953 14,816
Fixed Assets 641 519 553 509 1,138 1,100 1,127 1,151 1,230 1,313 1,184
Capital Work in Progress 45 36 5 22 24 62 39 19 28 22 174
Investments 11,876 12,385 14,366 11,917 8,872 5,979 8,641 5,302 3,836 2,223 1,606
Other Assets 107,847 89,778 91,439 94,455 98,937 102,403 96,248 81,305 67,420 60,243 49,779
LIABILITIES
Total Liabilities 120,409 102,718 106,362 106,902 108,972 109,545 106,055 87,777 72,514 63,801 52,742
Current Liabilities 63,873 56,330 60,181 62,464 67,643 88,699 61,697 49,777 44,229 37,962 30,272
Non-Current Liabilities
SHAREHOLDERS' EQUITY
Total Equity 25,631 23,528 21,618 20,128 18,970 14,913 13,671 11,630 9,226 8,509 7,840
Share Capital 2,495 2,489 2,480 2,474 2,469 2,005 1,999 1,996 2,969 2,967 3,084
Reserves & Surplus 23,069 20,950 19,049 17,474 16,304 12,688 11,450 9,411 6,020 5,324 4,656

Cash Flow Statement

Periods ₹ Crores
Particulars March 2025 March 2024 March 2023 March 2022 March 2021 March 2020 March 2019 March 2018 March 2017 March 2016 March 2015
Operating Activities -16,587 686 6,718 6,078 5,464 2,162 -11,644 -15,640 -5,779 -9,213 -6,474
Investing Activities 471 849 -862 -5,087 -2,025 160 -3,588 1,549 -2,118 -675 2
Financing Activities 15,419 -7,050 -1,664 -3,023 -2,091 1,451 16,008 14,678 7,952 9,426 6,552
Net Cash Flow -697 -5,515 4,193 -2,032 1,349 3,772 777 587 55 -461 81