LIC Housing Finance P/B Ratio
LIC Housing Finance (LICHSGFIN) P/B ratio is 0.73 (Low), book value per share ₹3766.27 vs Financial Services average P/B of -3.68 — Low - Trading below book value, may indicate undervaluation. For live price, earnings yield and the full fundamental profile, see LICHSGFIN stock price BSE.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
LICHSGFIN P/B Ratio — Valuation Insights & Book Value Analysis
LIC Housing Finance price-to-book ratio interpretation, valuation status and historical context — current P/B 0.73 (Low). Review LICHSGFIN PE ratio trends to evaluate earnings-based valuation against sector peers.
- Stock appears undervalued with PB of 0.73, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Current PB is 301.1% above historical average
- Trading at premium to sector average PB of -3.68
LIC Housing Finance P/B Ratio Historical Trend
LICHSGFIN annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View LICHSGFIN 52-week high low for the annual high/low range and current price position.
LICHSGFIN Historical P/B Ratio — Book Value Per Share & Year-End Price
LIC Housing Finance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 0.14 | ₹3766.27 | ₹538.95 | ₹41,429 | Low |
| 2025 | 0.16 | ₹3305.09 | ₹539.55 | ₹36,356 | Low |
| 2024 | 0.21 | ₹2861.82 | ₹598.05 | ₹31,480 | Low |
| 2023 | 0.22 | ₹2471.64 | ₹536.10 | ₹27,188 | Low |
| 2022 | 0.18 | ₹2250.36 | ₹405.65 | ₹24,754 | Low |
LICHSGFIN vs Financial Services Peers — P/B Ratio Comparison
LIC Housing Finance P/B 0.73 vs Financial Services average -3.68, median -0.02 — range -91.12–0.12.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Manraj Housing Finance | MANRAJH | -26.33 | ₹20 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| Roselabs Finance | ROSELABS | -4.32 | ₹22 | Low |
| CMX Holdings | CMXLTD | -4.16 | ₹26 | Low |
| Gujarat Lease Financing | GLFL | -3.47 | ₹14 | Low |
| GACM Technologies DVR | GATECHDVR | -3.06 | ₹8 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |
| Manipal Finance | MNPLFIN | -1.91 | ₹14 | Low |