LIC Housing Finance P/B Ratio
LIC Housing Finance (LICHSGFIN) P/B ratio is 0.72 (Low), book value per share ₹3766.27 vs Financial Services average P/B of -3.85 — Low - Trading below book value, may indicate undervaluation. Compare with LICHSGFIN fundamental valuation to assess whether the stock is under or overvalued.
Current Valuation Metrics
Book Value Breakdown (2026)
Valuation Signal
Sector Context
LICHSGFIN P/B Ratio — Valuation Insights & Book Value Analysis
LIC Housing Finance price-to-book ratio interpretation, valuation status and historical context — current P/B 0.72 (Low). For live price, earnings yield and the full fundamental profile, see LICHSGFIN stock price BSE.
- Stock appears undervalued with PB of 0.72, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Current PB is 291.3% above historical average
- Trading at premium to sector average PB of -3.85
LIC Housing Finance P/B Ratio Historical Trend
LICHSGFIN annual price-to-book ratio — 5 years, book value per share and year-end price. P/B below 1.0 indicates the stock trades below net asset value. View LICHSGFIN 52-week high low for the annual high/low range and current price position.
LICHSGFIN Historical P/B Ratio — Book Value Per Share & Year-End Price
LIC Housing Finance annual P/B ratio, book value per share (₹), year-end price and total equity in ₹ Crores.
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2026 | 0.15 | ₹3766.27 | ₹556.45 | ₹41,429 | Low |
| 2025 | 0.16 | ₹3305.09 | ₹539.55 | ₹36,356 | Low |
| 2024 | 0.21 | ₹2861.82 | ₹598.05 | ₹31,480 | Low |
| 2023 | 0.22 | ₹2471.64 | ₹536.10 | ₹27,188 | Low |
| 2022 | 0.18 | ₹2250.36 | ₹405.65 | ₹24,754 | Low |
LICHSGFIN vs Financial Services Peers — P/B Ratio Comparison
LIC Housing Finance P/B 0.72 vs Financial Services average -3.85, median -0.03 — range -91.12–0.15.
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Manraj Housing Finance | MANRAJH | -29.76 | ₹21 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Trustwave Securities | TRUSTWAVE | -13.82 | ₹15 | Low |
| Gujarat Lease Financing | GLFL | -4.71 | ₹17 | Low |
| CMX Holdings | CMXLTD | -4.6 | ₹26 | Low |
| Classic Leasing & Finance | CLFL | -4.13 | ₹15 | Low |
| Roselabs Finance | ROSELABS | -4.07 | ₹21 | Low |
| Manipal Finance | MNPLFIN | -2.49 | ₹19 | Low |
| Reliance Home Finance | RHFL | -2.36 | ₹131 | Low |