LIC Housing Finance P/B Ratio
LICHSGFIN • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
0.77
Low Valuation
Low - Trading below book value, may indicate undervaluation
Current Valuation Metrics
P/B Ratio
0.77
Current Price
₹538.20
Book Value/Share
₹3305.09
Exchange
NSE
Book Value Breakdown (2025)
Balance Sheet Components
Total Equity
₹36,356 Cr
Share Capital
₹110 Cr
Reserves & Surplus
₹36,242 Cr
Outstanding Shares
110,000,000
Book Value per Share
₹3305.09
Valuation Signal
Signal
Undervalued
Historical Avg
0.19
Historical Range
0.16 - 0.22
Percentile
100.0%
Sector Context
Sector Average
-12.05
Sector Median
0.0
Sector Rank
#11 of 50
Sector Percentile
22.0%
Key P/B Ratio Insights for LIC Housing Finance
- Stock appears undervalued with PB of 0.77, trading below book value
- Trading below book value - potential value opportunity or financial distress signal
- Current PB is 305.3% above historical average
- Trading at premium to sector average PB of -12.05
View the current stock price of LIC Housing Finance for more insights.
P/B Ratio Historical Trend for LIC Housing Finance
Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.
Related Pages for LIC Housing Finance
Additional stock information and data for LICHSGFIN
Historical P/B Ratio Data
| Year | P/B Ratio | Book Value/Share (₹) | Year-end Price (₹) | Total Equity (₹ Cr) | Valuation |
|---|---|---|---|---|---|
| 2025 | 0.16 | ₹3305.09 | ₹539.55 | ₹36,356 | Low |
| 2024 | 0.21 | ₹2861.82 | ₹598.05 | ₹31,480 | Low |
| 2023 | 0.22 | ₹2471.64 | ₹536.10 | ₹27,188 | Low |
| 2022 | 0.18 | ₹2250.36 | ₹405.65 | ₹24,754 | Low |
| 2021 | 0.18 | ₹2040.0 | ₹361.15 | ₹20,604 | Low |
Sector P/B Ratio Comparison
Comparing LIC Housing Finance with other companies in Financial Services sector
Sector Average
-12.05
Sector Median
0.0
Lowest P/B
-402.41
Highest P/B
0.14
Companies
50
| Company | Symbol | P/B Ratio | Market Cap (₹ Cr) | Valuation |
|---|---|---|---|---|
| BEML Land Assets | BLAL | -402.41 | ₹857 | Low |
| Mena Mani Industries | MENAMANI | -91.12 | ₹72 | Low |
| Manraj Housing Finance | MANRAJH | -36.55 | ₹24 | Low |
| Blue Chip | BLUECHIP | -28.88 | ₹18 | Low |
| Trustwave Securities | TRUSTWAVE | -10.53 | ₹10 | Low |
| CMX Holdings | CMXLTD | -10.49 | ₹65 | Low |
| Gujarat Lease Financing | GLFL | -5.51 | ₹17 | Low |
| Roselabs Finance | ROSELABS | -4.53 | ₹22 | Low |
| Classic Leasing & Finance | CLFL | -3.33 | ₹13 | Low |
| Reliance Home Finance | RHFL | -2.64 | ₹136 | Low |