LIC Housing Finance Complete Financial Statements
12 Years of Data
2026 - 2015
In FY2026, LIC Housing Finance (LICHSGFIN) reported revenue ₹7,214 Cr, net profit ₹1,493 Cr and EPS ₹27.13, with a net profit margin of 20.7% and ROE of 3.6%. Full financial statements from FY2015 to FY2026 (12 years) — income statement, balance sheet and cash flow in ₹ Crores. Download as Excel or CSV. Review LICHSGFIN price earnings ratio to evaluate earnings-based valuation against sector peers.
Complete Financial Data Export
Profitability Ratios
Net Profit Margin
20.70%
2026 data
EBITDA Margin
93.58%
2026 data
Operating Margin
94.00%
2026 data
Return on Assets
0.46%
2026 data
Return on Equity
3.60%
2026 data
Balance Sheet Ratios
Current Ratio
0.01
2026 data
Equity Ratio
12.74%
2026 data
Asset Turnover
0.02
2026 data
LICHSGFIN Revenue, Net Profit & EBITDA — Year-on-Year Growth
LICHSGFIN YoY (Mar 2025 vs Mar 2026) — revenue -1.2%, net profit +8.7%, EBITDA -0.1%, expenses -15.2%. For live price, earnings ratios and company overview, see LIC Housing Finance stock price NSE.
Revenue Growth
-1.2%
Year-over-Year
Net Profit Growth
+8.7%
Year-over-Year
EBITDA Growth
-0.1%
Year-over-Year
Expense Growth
-15.2%
Year-over-Year
Assets Growth
+3.6%
Year-over-Year
Equity Growth
+14.0%
Year-over-Year
Operating Cash Flow Growth
-132.3%
Year-over-Year
Investing Cash Flow Growth
-260.0%
Year-over-Year
Financing Cash Flow Growth
+137.1%
Year-over-Year
LICHSGFIN Income Statement — Revenue, EBITDA & Net Profit
LIC Housing Finance revenue ₹7,214 Cr, EBITDA ₹6,751 Cr, net profit ₹1,493 Cr, EPS ₹27.13 (2026) — net profit margin 20.7%. Explore LICHSGFIN true value to estimate fundamental worth using multiple valuation models.
Periods
₹ Crores
| Particulars | Mar 2026 | Sept 2025 | Mar 2025 | Jun 2025 | Dec 2025 | Sept 2024 | Mar 2024 | Jun 2024 | Dec 2024 | Sept 2023 | Mar 2023 | Jun 2023 | Dec 2023 | Sept 2022 | Mar 2022 | Jun 2022 | Dec 2022 | Sept 2021 | Mar 2021 | Jun 2021 | Dec 2021 | Sept 2020 | Mar 2020 | Jun 2020 | Dec 2020 | Sept 2019 | Mar 2019 | Jun 2019 | Dec 2019 | Sept 2018 | Jun 2018 | Dec 2018 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 7,214 | 7,180 | 7,304 | 7,250 | 7,212 | 6,940 | 6,949 | 6,799 | 7,071 | 6,766 | 6,431 | 6,759 | 6,804 | 5,101 | 5,337 | 5,303 | 5,896 | 4,723 | 4,980 | 4,867 | 5,079 | 4,988 | 4,904 | 4,986 | 4,927 | 4,981 | 4,668 | 4,817 | 5,006 | 4,205 | 4,069 | 4,466 |
| Expenses | 463 | 450 | 546 | 475 | 474 | 372 | 800 | 392 | 297 | 670 | 582 | 602 | 686 | 811 | 456 | 504 | 1,069 | 892 | 1,213 | 1,111 | 552 | 264 | 292 | 187 | 348 | 414 | 276 | 359 | 528 | 327 | 249 | 261 |
| EBITDA | 6,751 | 6,729 | 6,758 | 6,776 | 6,738 | 6,568 | 6,149 | 6,407 | 6,774 | 6,096 | 5,850 | 6,157 | 6,119 | 4,290 | 4,880 | 4,798 | 4,827 | 3,831 | 3,767 | 3,756 | 4,527 | 4,724 | 4,612 | 4,799 | 4,578 | 4,567 | 4,392 | 4,457 | 4,478 | 3,878 | 3,821 | 4,204 |
| Operating Profit Margin % | 94.00% | 94.00% | 93.00% | 93.00% | 93.00% | 95.00% | 88.00% | 94.00% | 96.00% | 90.00% | 91.00% | 91.00% | 90.00% | 84.00% | 91.00% | 90.00% | 82.00% | 81.00% | 76.00% | 77.00% | 89.00% | 95.00% | 94.00% | 96.00% | 93.00% | 92.00% | 94.00% | 93.00% | 89.00% | 92.00% | 94.00% | 94.00% |
| Depreciation | 31 | 32 | 26 | 25 | 34 | 24 | 18 | 23 | 25 | 13 | 19 | 19 | 18 | 16 | 15 | 16 | 17 | 14 | 13 | 13 | 14 | 13 | 15 | 13 | 14 | 13 | 3 | 11 | 13 | 3 | 3 | 3 |
| Interest | 4,786 | 4,994 | 4,951 | 5,046 | 4,942 | 4,879 | 4,649 | 4,749 | 4,950 | 4,600 | 4,378 | 4,493 | 4,646 | 3,886 | 3,551 | 3,639 | 4,232 | 3,505 | 3,392 | 3,549 | 3,546 | 3,700 | 3,764 | 3,764 | 3,594 | 3,702 | 3,398 | 3,602 | 3,714 | 3,138 | 3,025 | 3,330 |
| Profit Before Tax | 1,934 | 1,703 | 1,780 | 1,705 | 1,762 | 1,665 | 1,482 | 1,636 | 1,798 | 1,483 | 1,453 | 1,645 | 1,454 | 388 | 1,314 | 1,143 | 577 | 312 | 363 | 194 | 968 | 1,011 | 833 | 1,022 | 970 | 853 | 991 | 845 | 751 | 737 | 793 | 872 |
| Tax | 441 | 354 | 406 | 341 | 364 | 337 | 400 | 329 | 363 | 291 | 262 | 326 | 285 | 75 | 200 | 217 | 115 | 62 | -44 | 42 | 196 | 217 | 409 | 198 | 249 | 85 | 294 | 236 | 149 | 174 | 225 | 265 |
| Net Profit | 1,493 | 1,349 | 1,374 | 1,364 | 1,398 | 1,328 | 1,082 | 1,306 | 1,435 | 1,192 | 1,191 | 1,319 | 1,169 | 313 | 1,114 | 926 | 462 | 250 | 406 | 152 | 771 | 794 | 424 | 824 | 721 | 768 | 697 | 609 | 602 | 563 | 567 | 606 |
| Earnings Per Share (₹) | 27.13 | 24.53 | 24.97 | 24.80 | 25.42 | 24.14 | 19.67 | 23.75 | 26.09 | 21.67 | 21.65 | 23.98 | 21.21 | 5.66 | 21.01 | 16.85 | 8.40 | 4.54 | 8.05 | 2.99 | 15.28 | 15.65 | 8.41 | 16.33 | 14.29 | 15.22 | 13.81 | 12.02 | 11.93 | 11.16 | 11.28 | 12.03 |
LICHSGFIN Balance Sheet — Assets, Liabilities & Shareholders' Equity
LICHSGFIN total assets ₹325,213 Cr, total equity ₹41,429 Cr, total liabilities ₹ Cr (2026) — ROE 3.6%.
Years
Annual Data
₹ Crores
| Particulars | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ASSETS | ||||||||||||
| Total Assets | 325,213 | 314,040 | 291,293 | 278,559 | 254,687 | 235,722 | 216,920 | 200,707 | 171,228 | 150,997 | 130,587 | 112,630 |
| Current Assets | 2,337 | 2,333 | 2,396 | 1,448 | 1,482 | 1,780 | 2,637 | 3,367 | 2,504 | 14,671 | 12,428 | 10,365 |
| Fixed Assets | 416 | 377 | 389 | 389 | 315 | 282 | 294 | 168 | 130 | 102 | 102 | 90 |
| Capital Work in Progress | 0 | 52 | 0 | 1 | 4 | 6 | 3 | 2 | 3 | 5 | 0 | 0 |
| Investments | 0 | 7,201 | 6,337 | 7,050 | 6,279 | 4,644 | 5,485 | 3,617 | 2,008 | 18 | 17 | 13 |
| Other Assets | 0 | 306,411 | 284,567 | 271,120 | 248,088 | 230,790 | 211,138 | 196,920 | 169,088 | 150,871 | 130,468 | 112,527 |
| LIABILITIES | ||||||||||||
| Total Liabilities | ||||||||||||
| Current Liabilities | 277,877 | 237,385 | 224,551 | 210,443 | 196,493 | 180,695 | 167,664 | 154,723 | 138,658 | 106,844 | 93,150 | 82,216 |
| Non-Current Liabilities | ||||||||||||
| SHAREHOLDERS' EQUITY | ||||||||||||
| Total Equity | 41,429 | 36,356 | 31,480 | 27,188 | 24,754 | 20,604 | 18,267 | 16,333 | 14,313 | 11,158 | 9,216 | 7,882 |
| Share Capital | 110 | 110 | 110 | 110 | 110 | 101 | 101 | 101 | 101 | 101 | 101 | 101 |
| Reserves & Surplus | 41,319 | 36,242 | 31,367 | 27,075 | 24,641 | 20,500 | 18,164 | 16,230 | 14,210 | 11,055 | 9,114 | 7,779 |
LICHSGFIN Cash Flow Statement — Operating, Investing & Financing
LIC Housing Finance operating cash flow ₹-16,609 Cr, investing ₹-939 Cr, financing ₹17,414 Cr, net cash flow ₹-134 Cr (2025).
Periods
₹ Crores
| Particulars | March 2025 | March 2024 | March 2023 | March 2022 | March 2021 | March 2020 | March 2019 | March 2018 | March 2017 | March 2016 | March 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | -16,609 | -7,151 | -19,632 | -16,729 | -17,140 | -14,738 | -21,539 | -18,977 | -14,273 | -13,039 | -14,345 |
| Investing Activities | -939 | 587 | -800 | -1,629 | 858 | -1,851 | -1,642 | 1,368 | -278 | -58 | -58 |
| Financing Activities | 17,414 | 7,346 | 20,249 | 17,850 | 16,245 | 15,156 | 24,068 | 18,074 | 15,072 | 14,098 | 14,232 |
| Net Cash Flow | -134 | 781 | -183 | -508 | -37 | -1,434 | 888 | 465 | 521 | 1,001 | -171 |