Laxmi India Finance Intrinsic Value
Laxmi India Finance (LAXMIINDIA) median intrinsic value is ₹143.38 from 8 valuation models (range ₹39–₹263), vs current price ₹131.38 — +9.1% upside (Trading Near Calculated Value), margin of safety 8.4%. Analyse LAXMIINDIA shareholding pattern to track promoter, FII and institutional holdings.
LAXMIINDIA Valuation Methods Summary — DCF, Graham Number & P/E
Laxmi India Finance intrinsic value across 8 models vs current price ₹131.38 — upside/downside and value range per method. For current market price and key ratios, visit Laxmi India Finance share price chart.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹122.40 | ₹97.92 - ₹146.88 | -6.8% | EPS: ₹10.20, Sector P/E: 12x |
| Book Value Method | asset | ₹143.38 | ₹129.04 - ₹157.72 | +9.1% | Book Value/Share: ₹179.23, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹121.92 | ₹109.73 - ₹134.11 | -7.2% | Revenue/Share: ₹121.92, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹262.76 | ₹236.48 - ₹289.04 | +100.0% | EBITDA: ₹203.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹39.41 | ₹35.47 - ₹43.35 | -70.0% | EPS Growth: 0.5%, Fair P/E: 0.4x |
| Growth Adjusted P/E | growth | ₹87.72 | ₹78.95 - ₹96.49 | -33.2% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹176.92 | ₹159.23 - ₹194.61 | +34.7% | ROE: 9.9%, P/E Multiple: 10x |
| Graham Defensive Method | conservative | ₹202.81 | ₹182.53 - ₹223.09 | +54.4% | EPS: ₹10.20, BVPS: ₹179.23 |
LAXMIINDIA Intrinsic Value vs Market Price — All Valuation Models
Laxmi India Finance fair value range ₹39–₹263 vs current market price ₹131.38 across 8 valuation models. Read LAXMIINDIA ex-dividend dates for the complete payout history and dividend yield track record.
LAXMIINDIA Intrinsic Value Analysis — Undervalued or Overvalued?
Laxmi India Finance median intrinsic value ₹143.38, current price ₹131.38 — Trading Near Calculated Value by 9.1%, margin of safety 8.4%.
What is the intrinsic value of LAXMIINDIA?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Laxmi India Finance (LAXMIINDIA) is ₹143.38 (median value). With the current market price of ₹131.38, this represents a +9.1% variance from our estimated fair value.
The valuation range spans from ₹39.41 to ₹262.76, indicating ₹39.41 - ₹262.76.
Is LAXMIINDIA undervalued or overvalued?
Based on our multi-method analysis, Laxmi India Finance (LAXMIINDIA) appears to be trading near calculated value by approximately 9.1%.
LAXMIINDIA Financial Health — Key Ratios vs Industry Benchmarks
Laxmi India Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.12 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 9.9% | Industry Standard: 15%+ | Below 10% | Measures shareholder return efficiency |
| Operating Margin | 64.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.17x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
LAXMIINDIA Cash Flow Quality — Operating & Free Cash Flow
Laxmi India Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-311 Cr | ₹-320 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-224 Cr | ₹-228 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-169 Cr | ₹-169 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-19 Cr | ₹-29 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-5 Cr | ₹-6 Cr | Negative Cash Flow | 3/10 |