Laxmi India Finance Intrinsic Value
Laxmi India Finance (LAXMIINDIA) median intrinsic value is ₹143.33 from 8 valuation models (range ₹35–₹231), vs current price ₹115.55 — +24.0% upside (Trading Below Calculated Value), margin of safety 19.4%. For current market price and key ratios, visit LAXMIINDIA stock live price.
LAXMIINDIA Valuation Methods Summary — DCF, Graham Number & P/E
Laxmi India Finance intrinsic value across 8 models vs current price ₹115.55 — upside/downside and value range per method. Browse LAXMIINDIA complete financial for revenue, profit, balance sheet and cash flow data.
| Method | Type | Intrinsic Value | Range | Upside/Downside | Details |
|---|---|---|---|---|---|
| P/E Based Valuation | earnings | ₹128.40 | ₹102.72 - ₹154.08 | +11.1% | EPS: ₹10.70, Sector P/E: 12x |
| Book Value Method | asset | ₹98.29 | ₹88.46 - ₹108.12 | -14.9% | Book Value/Share: ₹122.86, P/B: 0.8x |
| Revenue Multiple Method | revenue | ₹143.33 | ₹129.00 - ₹157.66 | +24.0% | Revenue/Share: ₹143.33, P/S: 1.0x |
| EBITDA Multiple Method | earnings | ₹231.10 | ₹207.99 - ₹254.21 | +100.0% | EBITDA: ₹193.00Cr, EV/EBITDA: 5x |
| PEG Ratio Method | growth | ₹34.66 | ₹31.19 - ₹38.13 | -70.0% | EPS Growth: 1.7%, Fair P/E: 1.4x |
| Growth Adjusted P/E | growth | ₹92.02 | ₹82.82 - ₹101.22 | -20.4% | Revenue Growth: 15.0%, Adj P/E: 8.6x |
| ROE Based Valuation | profitability | ₹231.10 | ₹207.99 - ₹254.21 | +100.0% | ROE: 17.1%, P/E Multiple: 14x |
| Graham Defensive Method | conservative | ₹171.98 | ₹154.78 - ₹189.18 | +48.8% | EPS: ₹10.70, BVPS: ₹122.86 |
LAXMIINDIA Intrinsic Value vs Market Price — All Valuation Models
Laxmi India Finance fair value range ₹35–₹231 vs current market price ₹115.55 across 8 valuation models. Compare with LAXMIINDIA stock valuation models to assess whether the stock is under or overvalued.
LAXMIINDIA Intrinsic Value Analysis — Undervalued or Overvalued?
Laxmi India Finance median intrinsic value ₹143.33, current price ₹115.55 — Trading Below Calculated Value by 24.0%, margin of safety 19.4%.
What is the intrinsic value of LAXMIINDIA?
Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Laxmi India Finance (LAXMIINDIA) is ₹143.33 (median value). With the current market price of ₹115.55, this represents a +24.0% variance from our estimated fair value.
The valuation range spans from ₹34.66 to ₹231.10, indicating ₹34.66 - ₹231.10.
Is LAXMIINDIA undervalued or overvalued?
Based on our multi-method analysis, Laxmi India Finance (LAXMIINDIA) appears to be trading below calculated value by approximately 24.0%.
LAXMIINDIA Financial Health — Key Ratios vs Industry Benchmarks
Laxmi India Finance financial ratios — ROE, debt-to-equity, profit margins and liquidity vs industry benchmarks and their impact on intrinsic value.
| Financial Metric | Current Value | Industry Benchmark | Assessment | Impact on Valuation |
|---|---|---|---|---|
| Current Ratio | 0.21 | Industry Standard: 2.0+ | Below 1.5 | Measures short-term liquidity capacity |
| Return on Equity | 17.1% | Industry Standard: 15%+ | Above 15% | Measures shareholder return efficiency |
| Operating Margin | 64.0% | Industry Standard: 20%+ | Above 20% | Indicates operational efficiency level |
| Asset Turnover Ratio | 0.21x | Industry Standard: 1.0x+ | Below 0.5x | Measures asset utilization efficiency |
LAXMIINDIA Cash Flow Quality — Operating & Free Cash Flow
Laxmi India Finance operating cash flow, free cash flow, quality rating and sustainability score by period — key inputs to DCF intrinsic value calculation.
| Period | Operating Cash Flow | Free Cash Flow | Cash Flow Quality | Sustainability Score |
|---|---|---|---|---|
| March 2025 | ₹-311 Cr | ₹-320 Cr | Negative Cash Flow | 3/10 |
| March 2024 | ₹-224 Cr | ₹-228 Cr | Negative Cash Flow | 3/10 |
| March 2023 | ₹-169 Cr | ₹-169 Cr | Negative Cash Flow | 3/10 |
| March 2022 | ₹-19 Cr | ₹-29 Cr | Negative Cash Flow | 3/10 |
| March 2021 | ₹-5 Cr | ₹-6 Cr | Negative Cash Flow | 3/10 |