Laxmi India Finance Intrinsic Value

LAXMIINDIA • Financial Services
Current Stock Price
₹84.99
Primary Intrinsic Value
₹128.40
Market Cap
₹178.5 Cr
+68.6% Upside
Median Value
₹143.33
Value Range
₹26 - ₹172
Assessment
Trading Below Calculated Value
Safety Margin
40.7%

LAXMIINDIA Valuation Methods Summary

Method Type Intrinsic Value Range Upside/Downside Details
P/E Based Valuation earnings ₹128.40 ₹102.72 - ₹154.08 +51.1% EPS: ₹10.70, Sector P/E: 12x
Book Value Method asset ₹98.29 ₹88.46 - ₹108.12 +15.6% Book Value/Share: ₹122.86, P/B: 0.8x
Revenue Multiple Method revenue ₹143.33 ₹129.00 - ₹157.66 +68.6% Revenue/Share: ₹143.33, P/S: 1.0x
EBITDA Multiple Method earnings ₹169.98 ₹152.98 - ₹186.98 +100.0% EBITDA: ₹193.00Cr, EV/EBITDA: 5x
PEG Ratio Method growth ₹25.50 ₹22.95 - ₹28.05 -70.0% EPS Growth: 1.7%, Fair P/E: 1.4x
Growth Adjusted P/E growth ₹92.02 ₹82.82 - ₹101.22 +8.3% Revenue Growth: 15.0%, Adj P/E: 8.6x
ROE Based Valuation profitability ₹169.98 ₹152.98 - ₹186.98 +100.0% ROE: 17.1%, P/E Multiple: 14x
Graham Defensive Method conservative ₹171.98 ₹154.78 - ₹189.18 +102.4% EPS: ₹10.70, BVPS: ₹122.86
Method Types: Earnings Asset DCF Growth Dividend Conservative

Want to compare with current market value? Check LAXMIINDIA share price latest .

Valuation Comparison Chart

LAXMIINDIA Intrinsic Value Analysis

What is the intrinsic value of LAXMIINDIA?

Based on our comprehensive analysis using 8 different valuation methods, the estimated intrinsic value of Laxmi India Finance (LAXMIINDIA) is ₹143.33 (median value). With the current market price of ₹84.99, this represents a +68.6% variance from our estimated fair value.

The valuation range spans from ₹25.50 to ₹171.98, indicating ₹25.50 - ₹171.98.

Is LAXMIINDIA undervalued or overvalued?

Based on our multi-method analysis, Laxmi India Finance (LAXMIINDIA) appears to be trading below calculated value by approximately 68.6%.

Financial Health Analysis

Financial Metric Current Value Industry Benchmark Assessment Impact on Valuation
Current Ratio 0.21 Industry Standard: 2.0+ Below 1.5 Measures short-term liquidity capacity
Return on Equity 17.1% Industry Standard: 15%+ Above 15% Measures shareholder return efficiency
Operating Margin 64.0% Industry Standard: 20%+ Above 20% Indicates operational efficiency level
Asset Turnover Ratio 0.21x Industry Standard: 1.0x+ Below 0.5x Measures asset utilization efficiency

Cash Flow Quality Analysis

Period Operating Cash Flow Free Cash Flow Cash Flow Quality Sustainability Score
March 2025 ₹-311 Cr ₹-320 Cr Negative Cash Flow 3/10
March 2024 ₹-224 Cr ₹-228 Cr Negative Cash Flow 3/10
March 2023 ₹-169 Cr ₹-169 Cr Negative Cash Flow 3/10
March 2022 ₹-19 Cr ₹-29 Cr Negative Cash Flow 3/10
March 2021 ₹-5 Cr ₹-6 Cr Negative Cash Flow 3/10