Kotak Bank P/B Ratio

KOTAKBANK • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
2.52
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

Current Valuation Metrics

P/B Ratio 2.52
Current Price ₹421.35
Book Value/Share ₹1584.40
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹157,489 Cr
Share Capital ₹994 Cr
Reserves & Surplus ₹156,401 Cr
Outstanding Shares 994,000,000
Book Value per Share ₹1584.40

Valuation Signal

Signal Overvalued
Historical Avg 2.25
Historical Range 1.37 - 3.16
Percentile 40.0%

Sector Context

Sector Average 1.48
Sector Median 1.3
Sector Rank #11 of 40
Sector Percentile 27.5%

Key P/B Ratio Insights for Kotak Bank

  • Trading at premium to sector average PB of 1.48

View the current stock price of Kotak Bank for more insights.

P/B Ratio Historical Trend for Kotak Bank

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 1.39 ₹1584.4 ₹2201.10 ₹157,489 Moderate
2024 1.37 ₹1307.57 ₹1786.05 ₹129,972 Moderate
2023 2.54 ₹752.27 ₹1908.10 ₹112,314 Moderate
2022 2.81 ₹651.24 ₹1827.25 ₹97,165 Moderate
2021 3.16 ₹569.01 ₹1796.10 ₹84,839 High

Sector P/B Ratio Comparison

Comparing Kotak Bank with other companies in Banks sector
Sector Average
1.48
Sector Median
1.3
Lowest P/B
0.63
Highest P/B
4.19
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Karnataka Bank KTKBANK 0.63 ₹7,666 Low
Suryoday Small Finance B… SURYODAY 0.71 ₹1,380 Low
Dhanlaxmi Bank DHANBANK 0.74 ₹943 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.75 ₹2,411 Low
Jammu & Kashmir Bank J&KBANK 0.8 ₹11,203 Low
ESAF Small Finance Bank ESAFSFB 0.82 ₹1,416 Low
Capital Small Finance Ba… CAPITALSFB 0.88 ₹1,239 Low
Bank of India BANKINDIA 0.94 ₹75,397 Low
South Indian Bank SOUTHBANK 0.95 ₹10,717 Low
Bank of Baroda BANKBARODA 0.96 ₹159,821 Low