Kotak Bank P/B Ratio

KOTAKBANK • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
2.11
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

Current Valuation Metrics

P/B Ratio 2.11
Current Price ₹380.15
Book Value/Share ₹1584.40
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹157,489 Cr
Share Capital ₹994 Cr
Reserves & Surplus ₹156,401 Cr
Outstanding Shares 994,000,000
Book Value per Share ₹1584.40

Valuation Signal

Signal Fairly Valued
Historical Avg 2.25
Historical Range 1.37 - 3.16
Percentile 40.0%

Sector Context

Sector Average 1.28
Sector Median 1.07
Sector Rank #11 of 40
Sector Percentile 27.5%

Key P/B Ratio Insights for Kotak Bank

  • Trading at premium to sector average PB of 1.28

P/B Ratio Historical Trend for Kotak Bank

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 1.39 ₹1584.4 ₹2201.10 ₹157,489 Moderate
2024 1.37 ₹1307.57 ₹1786.05 ₹129,972 Moderate
2023 2.54 ₹752.27 ₹1908.10 ₹112,314 Moderate
2022 2.81 ₹651.24 ₹1827.25 ₹97,165 Moderate
2021 3.16 ₹569.01 ₹1796.10 ₹84,839 High

Sector P/B Ratio Comparison

Comparing Kotak Bank with other companies in Banks sector
Sector Average
1.28
Sector Median
1.07
Lowest P/B
0.62
Highest P/B
3.6
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Utkarsh Small Finance Ba… UTKARSHBNK 0.62 ₹2,086 Low
Suryoday Small Finance B… SURYODAY 0.67 ₹1,338 Low
ESAF Small Finance Bank ESAFSFB 0.7 ₹1,211 Low
Dhanlaxmi Bank DHANBANK 0.71 ₹888 Low
Karnataka Bank KTKBANK 0.72 ₹8,603 Low
Capital Small Finance Ba… CAPITALSFB 0.75 ₹1,085 Low
Bank of Baroda BANKBARODA 0.79 ₹129,057 Low
Bank of India BANKINDIA 0.81 ₹64,630 Low
Central Bank of India CENTRALBK 0.84 ₹30,132 Low
Punjab National Bank PNB 0.85 ₹120,078 Low