Kotak Bank P/B Ratio

KOTAKBANK • Price-to-Book ratio analysis and book value breakdown
Current P/B Ratio
2.61
Moderate Valuation
High - Premium to book value, growth expectations or asset-light model

Current Valuation Metrics

P/B Ratio 2.61
Current Price ₹2146.40
Book Value/Share ₹1584.40
Exchange NSE

Book Value Breakdown (2025)

Balance Sheet Components
Total Equity ₹157,489 Cr
Share Capital ₹994 Cr
Reserves & Surplus ₹156,401 Cr
Outstanding Shares 994,000,000
Book Value per Share ₹1584.40

Valuation Signal

Signal Overvalued
Historical Avg 2.25
Historical Range 1.37 - 3.16
Percentile 60.0%

Sector Context

Sector Average 1.46
Sector Median 1.29
Sector Rank #11 of 40
Sector Percentile 27.5%

Key P/B Ratio Insights for Kotak Bank

  • Trading at premium to sector average PB of 1.46

View the current stock price of Kotak Bank for more insights.

P/B Ratio Historical Trend for Kotak Bank

Historical P/B ratio trend based on balance sheet data. P/B below 1.0 may indicate undervaluation, while higher ratios suggest growth expectations or asset-light business models.

Historical P/B Ratio Data

Year P/B Ratio Book Value/Share (₹) Year-end Price (₹) Total Equity (₹ Cr) Valuation
2025 1.39 ₹1584.4 ₹2201.10 ₹157,489 Moderate
2024 1.37 ₹1307.57 ₹1786.05 ₹129,972 Moderate
2023 2.54 ₹752.27 ₹1908.10 ₹112,314 Moderate
2022 2.81 ₹651.24 ₹1827.25 ₹97,165 Moderate
2021 3.16 ₹569.01 ₹1796.10 ₹84,839 High

Sector P/B Ratio Comparison

Comparing Kotak Bank with other companies in Banks sector
Sector Average
1.46
Sector Median
1.29
Lowest P/B
0.64
Highest P/B
4.09
Companies
40
Company Symbol P/B Ratio Market Cap (₹ Cr) Valuation
Karnataka Bank KTKBANK 0.64 ₹7,846 Low
Suryoday Small Finance B… SURYODAY 0.75 ₹1,505 Low
Dhanlaxmi Bank DHANBANK 0.78 ₹979 Low
ESAF Small Finance Bank ESAFSFB 0.79 ₹1,394 Low
Jammu & Kashmir Bank J&KBANK 0.79 ₹10,930 Low
Utkarsh Small Finance Ba… UTKARSHBNK 0.79 ₹2,582 Low
Capital Small Finance Ba… CAPITALSFB 0.85 ₹1,182 Low
Tamilnad Mercantile Bank TMB 0.86 ₹8,209 Low
Bank of India BANKINDIA 0.87 ₹66,920 Low
South Indian Bank SOUTHBANK 0.92 ₹9,855 Low